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Overview

2 bd2 ba1,410 sqft2 car garageSingle Family
TypeSingle Family
HOA$720/yr
Built1972
Lot9,322 sqft
Living area1,410 sqft
Price / sqft$280
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)ThermostatRain GuttersClubhouseFitness CenterGolfPoolDishwasher

3602 Joyce Dr is a 1972-built home in River Isles, Bradenton. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,410 square feet of living space. Listed at $394,500 (about $280/sqft), 103 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $720 annually.

From the listing

Welcome to this beautifully updated single-family home in the desirable River Isles, a sought-after 55+ community offering low HOA fees ($60 per month) and no CDD fees. This move-in-ready home features an updated kitchen with newer cabinetry, elegant quartz countertops, and a thoughtful layout designed for comfortable everyday living. Major improvements provide peace of mind, including a new A/C (2026), upgraded electrical panel (200 Amp Service), a dedicated 50-amp breaker for electric vehicle charging, impact windows, and a wind-rated garage door. Be sure to ask your agent for the complete list of upgrades and enhancements. Step outside to enjoy the serene backyard overlooking the Braden River, creating the perfect setting to relax, entertain, or simply take in the tranquil water views. The property also offers ample parking, adding convenience for homeowners and guests alike. Whether you're looking for a full-time residence or a seasonal retreat, this exceptional River Isles home combines modern updates, low-maintenance living, and a picturesque waterfront setting in one of the area's most welcoming active adult communities.

The essentials

Built
1972
Price / sqft
$280
On market
103 days
Annual tax
$2,967
HOA
$720/yr
Flood zone
AE
Lot
9,322 sqft
Type
Single Family Residence

At a glance

Single family
Built 1972
Water views
Water
Community pool
Fitness center too
2 car garage
Driveway
9,322 sqft lot
Lot size

Payment

Est. monthly payment
$2,561/mo
Down payment (20%)
$78,900
Property taxes
$247/mo
HOA
$720/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1972
Lot
9,322 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Days on Market
103
Ceiling Fans(s)
Thermostat
Rain Gutters
Clubhouse
Fitness Center
Golf
Pool
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$2,967
Parcel #
1127200283

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
River Isles
County
Manatee
MLS Area
34208 - Bradenton/Braden River
Lot Size
9,322 sqft
City Limits
HOA
$720/yr
River Isles HOA

Price history

Date
Event
Price
7/2/2026
Listed for sale
Source: Stellar MLS #A4699140
$394,500
$280/sqft

Neighborhood

3602 Joyce Dr
Bradenton, FL, 34208 · 34208 - Bradenton/Braden River

Market insights

Offer Insights

Choose an offer strength

List price: $394,500
$385,000 – $394,500
97.7% – 100% of listTops out right at the list price
80% of listList price
73 of the last 145 home closings in 34208 landed at this number or higher (50%). The median one sat 51 days before it went under contract, and this one is on day 103.

Sample: 145 closed home sales in 34208 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,562/mo
Principal & interest$2,057
Property taxes$247
Insurance$197
HOA$60
Down payment20% · $78,900
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$394,500

$280 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,410 sq ft

Time on market

103 days

Year built

1972

Monthly payment

About $2,561/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,967 annual tax bill, insurance, and the $720/yr HOA fee.

HOA fee

$720/yr

Managed by River Isles HOA.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byBETTER HOMES AND GARDENS REAL ESTATE ATCHLEY PROPEListing agent: Samantha CampbellListing data from Stellar MLS, MLS# A4699140.

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