

Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- HARBOUR HEIGHTS A SEC 05
- Type
- Single Family Residence
True monthly carry
- HOA
- None / TBD
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
4117 Joseph St is a 2026-built home in Harbour Heights A Sec 05, Port Charlotte. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,038 square feet of living space. Listed at $599,000 (about $294/sqft), 2 days on market. Flood zone AE - confirm flood insurance requirements with your lender.
Pre-Construction. To be built. Stop searching for the perfect home and have it built very quickly to your specifications. This rare shovel-ready opportunity in the heart of Port Charlotte invites you to bring your endless dreams to life. Partner with a premier builder to customize all the details of canal retreat with direct gulf access. Skip the stress of remodeling. You select the cabinets, flooring, tile, paint colors, fixtures, and finishes. Tailor every square inch to match your personal style and lifestyle needs. This home sits on a CANAL and features an in-ground POOL with exterior restroom access, 3 large Bedrooms with dual primary layout, an oversized Den that includes closet for optional 4th bedroom, 3 full Bathrooms, and a spacious 3-car garage for all your toys. Listing price quoted is for a block home built above flood elevation. Port Charlotte offers world-class boating, pristine golf courses, and award-winning Gulf beaches. Enjoy modern Florida living with close proximity to shopping, dining, and entertainment. Don't settle for someone else's choices. Secure this lot with permit ready approved and engineered plans and watch your waterfront vision come to life today!
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The essentials
At a glance
Payment
Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 216 closed home sales in 33948 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$599,000
$294 per sq ft
Beds and baths
3 beds, 3 baths
Size
2,038 sq ft
Time on market
88 days
Year built
2026
Monthly payment
About $3,517/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,122 annual tax bill, insurance.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
Offer
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