4117 Joseph St, photo 1
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Overview

3 bd3 ba2,038 sqft3 car garageSingle Family
TypeSingle Family
HOANone listed
Built2026
Lot10,000 sqft
Living area2,038 sqft
Price / sqft$294
Garage3 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
HARBOUR HEIGHTS A SEC 05
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

4117 Joseph St is a 2026-built home in Harbour Heights A Sec 05, Port Charlotte. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,038 square feet of living space. Listed at $599,000 (about $294/sqft), 2 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Pre-Construction. To be built. Stop searching for the perfect home and have it built very quickly to your specifications. This rare shovel-ready opportunity in the heart of Port Charlotte invites you to bring your endless dreams to life. Partner with a premier builder to customize all the details of canal retreat with direct gulf access. Skip the stress of remodeling. You select the cabinets, flooring, tile, paint colors, fixtures, and finishes. Tailor every square inch to match your personal style and lifestyle needs. This home sits on a CANAL and features an in-ground POOL with exterior restroom access, 3 large Bedrooms with dual primary layout, an oversized Den that includes closet for optional 4th bedroom, 3 full Bathrooms, and a spacious 3-car garage for all your toys. Listing price quoted is for a block home built above flood elevation. Port Charlotte offers world-class boating, pristine golf courses, and award-winning Gulf beaches. Enjoy modern Florida living with close proximity to shopping, dining, and entertainment. Don't settle for someone else's choices. Secure this lot with permit ready approved and engineered plans and watch your waterfront vision come to life today!

The essentials

Built
2026
Price / sqft
$294
On market
88 days
Annual tax
$1,122
Flood zone
AE
Lot
10,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Water views
Water
Private pool
In Ground
3 car garage
10,000 sqft lot
Lot size

Payment

Est. monthly payment
$3,517/mo
Down payment (20%)
$119,800
Property taxes
$93/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
10,000 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Pool
In Ground
Days on Market
88
Flood Zone AE
Annual Tax (2025)
$1,122
Parcel #
402125229002

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harbour Heights A Sec 05
County
Charlotte
MLS Area
33948 - Port Charlotte
Lot Size
10,000 sqft

Price history

Date
Event
Price
7/14/2026
Listed for sale
Source: Stellar MLS #A4699880
$599,000
$294/sqft

Neighborhood

4117 Joseph St
Port Charlotte, FL, 33948 · 33948 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $599,000
$585,000 – $599,000
97.5% – 100% of listTops out right at the list price
80% of listList price
109 of the last 216 home closings in 33948 landed at this number or higher (50%). The median one sat 61 days before it went under contract, and this one is on day 88.

Sample: 216 closed home sales in 33948 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,517/mo
Principal & interest$3,124
Property taxes$93
Insurance$300
Down payment20% · $119,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$599,000

$294 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,038 sq ft

Time on market

88 days

Year built

2026

Monthly payment

About $3,517/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,122 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byFATHOM REALTY FL LLCListing agent: Jormayline DipreListing data from Stellar MLS, MLS# A4699880.

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