

Overview
Ask anything about this home
Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
About this home
4430 Fern Dr is a 1996-built home in Fernwood, Bradenton. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,360 square feet of living space. Listed at $335,000 (about $246/sqft), 72 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Virtually staged. Welcome home to relaxed, low-maintenance living in the highly sought-after 55+ community of Fernwood! This inviting 2-bedroom, 2-bathroom home features an attached 2-car garage and key modern upgrades for maximum peace of mind, including impact windows and a new A/C installed in 2020. Inside, you will find a bright layout complemented by an upgraded kitchen, making daily living and entertaining a complete breeze. Enter into a spacious floor plan and immediately you are drawn to the pond view in the family room. What a wonderful place to have your morning coffee watching nature entertain you. Place your barbeque grille just outside the lanai, just off the family room, and be absorbed into relaxation mode. After all, that's the whole point of 55+ living. Outside of the garage there is also an electrical hookup for auxiliary power backup. Living in Fernwood offers effortless, worry-free living, with HOA fees conveniently covering lawn maintenance and irrigation so you can spend less time on yard work and more time enjoying your day. For those seeking an active social lifestyle, an optional River Isles affiliate membership is available for just $180 per quarter, granting access to a sparkling community pool, a lively clubhouse, and a fully equipped fitness center. For you golfers, the River Isles executive golf course is just blocks away. Membership is $663.40 per year or pay by the round. Whether you are looking to downsize, retire in comfort, or secure a low-maintenance Florida retreat with extra storage space, this beautifully updated property provides the ultimate combination of quality, security, and active living.
Request documents
Free. Tap one and our team sends it over.
The essentials
At a glance
Payment
Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
Choose an offer strength
Sample: 145 closed home sales in 34208 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
Talk through an offer with our teamCalculator
Not sure what you can afford?
Put in your household income and we will tell you where this payment sits.
Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$335,000
$246 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,360 sq ft
Time on market
72 days
Year built
1996
Monthly payment
About $2,083/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,027 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
What should I offer?
Have another question?
Keep exploring Florida
Pick up where you left off, or see what else is out there.







