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Overview

2 bd2 ba1,360 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1996
Lot5,720 sqft
Living area1,360 sqft
Price / sqft$246
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Primary Bedroom Main FloorSolid Surface CountersThermostatWalk-in Closet(s)Private YardDeed Restrictions

4430 Fern Dr is a 1996-built home in Fernwood, Bradenton. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,360 square feet of living space. Listed at $335,000 (about $246/sqft), 72 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Virtually staged. Welcome home to relaxed, low-maintenance living in the highly sought-after 55+ community of Fernwood! This inviting 2-bedroom, 2-bathroom home features an attached 2-car garage and key modern upgrades for maximum peace of mind, including impact windows and a new A/C installed in 2020. Inside, you will find a bright layout complemented by an upgraded kitchen, making daily living and entertaining a complete breeze. Enter into a spacious floor plan and immediately you are drawn to the pond view in the family room. What a wonderful place to have your morning coffee watching nature entertain you. Place your barbeque grille just outside the lanai, just off the family room, and be absorbed into relaxation mode. After all, that's the whole point of 55+ living. Outside of the garage there is also an electrical hookup for auxiliary power backup. Living in Fernwood offers effortless, worry-free living, with HOA fees conveniently covering lawn maintenance and irrigation so you can spend less time on yard work and more time enjoying your day. For those seeking an active social lifestyle, an optional River Isles affiliate membership is available for just $180 per quarter, granting access to a sparkling community pool, a lively clubhouse, and a fully equipped fitness center. For you golfers, the River Isles executive golf course is just blocks away. Membership is $663.40 per year or pay by the round. Whether you are looking to downsize, retire in comfort, or secure a low-maintenance Florida retreat with extra storage space, this beautifully updated property provides the ultimate combination of quality, security, and active living.

The essentials

Built
1996
Price / sqft
$246
On market
72 days
Annual tax
$2,027
Flood zone
X · Low risk
Lot
5,720 sqft
Type
Single Family Residence

At a glance

Single family
Built 1996
2 car garage
Driveway
5,720 sqft lot
Lot size
1,360 sqft
Living area

Payment

Est. monthly payment
$2,083/mo
Down payment (20%)
$67,000
Property taxes
$169/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1996
Lot
5,720 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Ground Level
Days on Market
72
Cathedral Ceiling(s)
Ceiling Fans(s)
Primary Bedroom Main Floor
Solid Surface Counters
Thermostat
Walk-in Closet(s)
Private Yard
Deed Restrictions
No Truck/Rv/Motorcycle Parking
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,027
Parcel #
1127125100

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Fernwood
County
Manatee
MLS Area
34208 - Bradenton/Braden River
Lot Size
5,720 sqft
City LimitsPaved

Price history

Date
Event
Price
9/18/2026
Price change
Source: Stellar MLS #A4700016
$335,000-0.9%
$246/sqft
7/31/2026
Listed for sale
Source: Stellar MLS #A4700016
$338,000
$249/sqft

Neighborhood

4430 Fern Dr
Bradenton, FL, 34208 · 34208 - Bradenton/Braden River

Market insights

Offer Insights

Choose an offer strength

List price: $335,000
$327,500 – $335,000
97.7% – 100% of listTops out right at the list price
80% of listList price
73 of the last 145 home closings in 34208 landed at this number or higher (50%). The median one sat 51 days before it went under contract, and this one is on day 72 after a $3,000 cut.

Sample: 145 closed home sales in 34208 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,084/mo
Principal & interest$1,747
Property taxes$169
Insurance$168
Down payment20% · $67,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$335,000

$246 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,360 sq ft

Time on market

72 days

Year built

1996

Monthly payment

About $2,083/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,027 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byWAGNER REALTYListing agent: Bruce SheetzListing data from Stellar MLS, MLS# A4700016.

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