

Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- MONTEREY AT LAKEWOOD RANCH
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$373/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
2524 Waterfront Cir is a 2026-built home in Monterey At Lakewood Ranch, Sarasota. Inside you'll find 5 bedrooms, 6 bathrooms, and 5,403 square feet of living space. Listed at $1,879,000 (about $348/sqft), 74 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $372.75 monthly.
Under Construction. Move In Ready January 2027! This exceptional quick move-in Dexter showcases 5 spacious bedrooms, a private office, an expansive loft, a versatile bonus room, and 5.5 beautifully appointed bathrooms, all perfectly positioned on a premium preserve homesite. The Dexter's inviting expanded covered entry and impressive two-story foyer open onto the expansive great room, with views to the desirable covered lanai beyond. The well-equipped gourmet kitchen overlooks a bright casual dining area, and is enhanced by a large center island with breakfast bar, plenty of counter and cabinet space, and huge walk-in pantry. The marvelous primary bedroom suite is highlighted by dual walk-in closets and deluxe primary bath with dual-sink vanity, large soaking tub, luxe shower, and private water closet. The sizable secondary bedroom features a walk-in closet and private bath. Additional highlights include a secluded office, convenient powder room and everyday entry, centrally located laundry, and additional storage. Call Today to Schedule your private showing!
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 227 closed home sales in 34240 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$1,879,000
$348 per sq ft
Beds and baths
5 beds, 6 baths
Size
5,403 sq ft
Time on market
74 days
Year built
2026
Monthly payment
About $11,336/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,686 annual tax bill, insurance, and the $372.75/mo HOA fee.
HOA fee
$372.75/mo
Managed by FirstService Residential.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
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