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Overview

1 bd1 ba481 sqftManufactured Home
TypeManufactured Home
HOA$372/mo
Built2015
Lot1,590 sqft
Living area481 sqft
Price / sqft$457

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Crown MoldingHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorWindow Treatments

4 Basin St is a 2015-built home in Tropic Isles Co-op, Palmetto. Inside you'll find 1 bedrooms, 1 bathrooms, and 481 square feet of living space. Listed at $220,000 (about $457/sqft), 81 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $372 monthly.

From the listing

WATERFRONT LIVING + BOAT LIFT + MOVE-IN READY! Your Florida waterfront lifestyle starts right here at 4 Basin St. in Tropic Isles! This beautifully maintained and fully furnished 2015 Palm Harbor home offers a rare opportunity to enjoy waterfront living with your assigned shared boat slip and 10,000-lb boat lift right outside your door. Located on a protected basin with direct open-water access to Terra Ceia Bay, you can spend your days boating, fishing, kayaking, or simply relaxing and watching life on the water. The thoughtfully elevated 1BR/1BA home provides added peace of mind, while the concrete area beneath the entire home with over 5 feet of clearance offers exceptional storage for all your waterfront toys, tools, and extras. The comfortable north-facing patio provides a pleasant outdoor space to relax, entertain, or enjoy your morning coffee by the water. A separate shed/office space adds even more flexibility for hobbies, storage, or working from home. And the best part? It is being sold fully furnished—just bring your suitcase and start enjoying Florida! Located in Tropic Isles Co-op, an active and friendly 55+ waterfront community, residents enjoy an incredible lifestyle with a full-service marina, heated pool, hot tub, fitness room, game rooms, library, shuffleboard, social activities, and approximately 2.5 miles of waterfront to enjoy. The $372 monthly maintenance fee includes water, sewer, trash, recycling, park management and access to all amenities including the marina. Waterfront. Boat lift. Open-water access. Fully furnished. Low-maintenance Florida living. Opportunities like this don't come along often. Check out the virtual tour and schedule your private showing today—your waterfront escape is waiting!

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The essentials

Built
2015
Price / sqft
$457
On market
81 days
Annual tax
$3,675
HOA
$372/mo
Flood zone
AE
Lot
1,590 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 2015
Waterfront
Brackish Water
Community pool
Fitness center too
1,590 sqft lot
Lot size
481 sqft
Living area

Payment

Est. monthly payment
$1,935/mo
Down payment (20%)
$44,000
Property taxes
$306/mo
HOA
$372/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
2015
Lot
1,590 sqft
Cooling
Mini-Split Unit(s)
Heating
Other
Parking
On Street
Waterfront
Brackish Water
Days on Market
81
Cathedral Ceiling(s)
Ceiling Fans(s)
Crown Molding
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Window Treatments
Storage
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Community Mailbox
Fitness Center
Golf Carts OK
Pool
Street Lights
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Flood Zone AE
Annual Tax (2025)
$3,675
Parcel #
2925500509

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Tropic Isles Co-op
County
Manatee
MLS Area
34221 - Palmetto/Rubonia
Lot Size
1,590 sqft
Near MarinaStreet One Way
HOA
$372/mo
BARBARA MCEVOY

Price history

Date
Event
Price
7/22/2026
Listed for sale
Source: Stellar MLS #A4701028
$220,000
$457/sqft

Neighborhood

4 Basin St
Palmetto, FL, 34221 · 34221 - Palmetto/Rubonia

Market insights

Offer Insights

Choose an offer strength

List price: $220,000
$217,500 – $220,000
98.8% – 100% of listTops out right at the list price
80% of listList price
224 of the last 446 home closings in 34221 landed at this number or higher (50%). The median one sat 46 days before it went under contract, and this one is on day 81.

Sample: 446 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,936/mo
Principal & interest$1,147
Property taxes$306
Insurance$110
HOA$372
Down payment20% · $44,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$220,000

$457 per sq ft

Beds and baths

1 beds, 1 baths

Size

481 sq ft

Time on market

81 days

Year built

2015

Monthly payment

About $1,935/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,675 annual tax bill, insurance, and the $372/mo HOA fee.

HOA fee

$372/mo

Managed by BARBARA MCEVOY.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Brokered byKELLER WILLIAMS ON THE WATERListing agent: Carmen Garcia UrgellesListing data from Stellar MLS, MLS# A4701028.

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