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Overview

2 bd2 ba1,243 sqft1 car garageVilla
TypeVilla
HOA$300.32/mo
Built2005
Lot3,694 sqft
Living area1,243 sqft
Price / sqft$217
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit BedroomThermostatLighting

209 28th St W is a 2005-built home in Villas At Oak Bend, Palmetto. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,243 square feet of living space. Listed at $270,000 (about $217/sqft), 53 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $300.32 monthly.

From the listing

Well maintained 2 bedrooms/2-bathroom condo at Villas at Oak Bend located near end of cul-de-sac. Open floor plan to spacious living room, dining area and large kitchen. The primary suite includes a tiled walk-in shower and large closet. The guest room is located on the other side of the condo offering privacy and a guest bathroom. There is a guest closet for your storage. Step outside to a private screened lanai to enjoy entertaining and relaxing. The one car attached garage has a custom epoxy vinyl floor in 2025 as well as a new door and door opener and storage shelfs. Other recent additions are roof in 2023, new AC in 2022, HW Tank, water softener, air purifier, all new faucets, disposal, storage drawers under washer and dryer all in 2025. It is across from the community pool. Located near shopping, dining, parks and major highways for an easy commute. Easy access to I 75 to St Petersburg, Tampa, Bradenton, Sarasota and only 30 minutes to Anna Maria Island and it's beautiful beaches. Vacant and easy to show. Schedule your showing today!

The essentials

Built
2005
Price / sqft
$217
On market
53 days
Annual tax
$2,352
HOA
$300.32/mo
Flood zone
X · Low risk
Lot
3,694 sqft
Type
Villa

At a glance

Villa
Built 2005
Community pool
Shared amenity
1 car garage
3,694 sqft lot
Lot size
1,243 sqft
Living area

Payment

Est. monthly payment
$2,039/mo
Down payment (20%)
$54,000
Property taxes
$196/mo
HOA
$300.32/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
2005
Lot
3,694 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
53
Cathedral Ceiling(s)
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Thermostat
Lighting
Buyer Approval Required
Deed Restrictions
Pool
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
High
Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,352
Parcel #
2421002759

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Villas At Oak Bend
County
Manatee
MLS Area
34221 - Palmetto/Rubonia
Lot Size
3,694 sqft
HOA
$300.32/mo
Chris Picciano

Price history

Date
Event
Price
10/7/2026
Price change
Source: Stellar MLS #A4701052
$270,000-1.8%
$217/sqft
-
Price change
Source: Stellar MLS #A4701052
$275,000-5.2%
$221/sqft
8/19/2026
Listed for sale
Source: Stellar MLS #A4701052
$290,000
$233/sqft

Neighborhood

209 28th St W
Palmetto, FL, 34221 · 34221 - Palmetto/Rubonia

Market insights

Offer Insights

Choose an offer strength

List price: $270,000
$267,500 – $270,000
99.5% – 100% of listTops out right at the list price
80% of listList price
29 of the last 46 townhouse or villa closings in 34221 landed at this number or higher (63%). The median one sat 49 days before it went under contract, and this one is on day 53 after a $20,000 cut.

Sample: 46 closed townhouse or villa sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,040/mo
Principal & interest$1,408
Property taxes$196
Insurance$135
HOA$300
Down payment20% · $54,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$270,000

$217 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,243 sq ft

Time on market

53 days

Year built

2005

Monthly payment

About $2,039/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,352 annual tax bill, insurance, and the $300.32/mo HOA fee.

HOA fee

$300.32/mo

Managed by Chris Picciano.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byA PARADISE INC REALTORListing agent: Marcia GriffithListing data from Stellar MLS, MLS# A4701052.

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