2652 89th Street Cir E, photo 1
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Overview

3 bd2 ba1,627 sqft2 car garageSingle Family
TypeSingle Family
HOA$315/qtr
Built2024
Lot4,800 sqft
Living area1,627 sqft
Price / sqft$227
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboPrimary Bedroom Main FloorSolid Surface CountersSidewalkPool

2652 89th Street Cir E is a 2024-built home in Heron Bay, Palmetto. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,627 square feet of living space. Listed at $369,900 (about $227/sqft), 77 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $315 quarterly.

From the listing

Virtually Staged. WELCOME to this BEAUTIFULLY maintained 3 bedroom, 2 bath home with a 2 car garage, offering 1,627 square feet of comfortable living space in the highly desirable community of Heron Bay in Palmetto. This home is perfect for first-time buyers, growing families, downsizers, or anyone looking for easy Florida living. As you step inside, you’re welcomed by a versatile flex room that can easily serve as a home office, den, playroom, or additional sitting area to fit your lifestyle. Elegant PLANTATION SHUTTERS and LUXURY VINYL FLOORING throughout the home add both style and durability, creating a warm, cohesive feel in every room. The heart of the home is the spacious kitchen, featuring wood cabinetry, granite countertops, stainless steel appliances, and a CENTER ISLAND with a built-in sink and seating which is perfect for entertaining guests or gathering with family. The kitchen overlooks the bright and inviting living room, where sliding glass doors provide peaceful views of the backyard and fill the space with natural light. Just off the kitchen is a separate dining area, offering the perfect setting for everyday meals or more formal gatherings. The primary suite is a relaxing retreat, complete with an ENSUITE bathroom offering dual vanities with granite countertops, a walk-in glass shower with a BUILT-IN BENCH, and a generously sized WALK-IN CLOSET. The additional bedrooms share a full bathroom with a single vanity, an extended countertop ideal for a seated makeup area, and a convenient tub/shower combination. Step outside to the covered lanai, the perfect place to enjoy your morning coffee or unwind at the end of the day. The fenced backyard, enhanced by a solid concrete privacy wall, offers plenty of space for children, pets, gardening, or simply enjoying the Florida sunshine. The attractive PAVER driveway enhances the home’s curb appeal, while smart home features, including a smart thermostat and smart water heater, provide added comfort and efficiency. The garage is also equipped with a transfer switch, offering convenient generator readiness for added peace of mind. Residents of Heron Bay enjoy access to a beautiful COMMUNITY POOL with a covered seating area and tables, creating the perfect place to relax, gather with family and friends, or meet your neighbors. Ideally located with quick access to I-75 and I-275, commuting to St. Petersburg, Tampa, Sarasota, and the area’s WORLD FAMOUS GULF BEACHES is a breeze. You’ll also appreciate being just minutes from shopping, dining, parks, and everyday conveniences. Whether you’re searching for your first home, your next home, or the perfect place to enjoy Florida, this charming Heron Bay residence checks all the boxes. MOVE-IN READY and thoughtfully upgraded, this is the perfect place to call home. Don't wait to make this your home and begin your FLORIDA Lifestyle!

The essentials

Built
2024
Price / sqft
$227
On market
77 days
Annual tax
$2,015
HOA
$315/qtr
Flood zone
X · Low risk
Lot
4,800 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
Community pool
Shared amenity
2 car garage
4,800 sqft lot
Lot size
1,627 sqft
Living area

Payment

Est. monthly payment
$2,387/mo
Down payment (20%)
$73,980
Property taxes
$168/mo
HOA
$315/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
4,800 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
77
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Primary Bedroom Main Floor
Solid Surface Counters
Sidewalk
Pool
Sidewalks
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
James Tillman Elementary
Middle
Buffalo Creek Middle
High
Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,015
Parcel #
631601509

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Heron Bay
County
Manatee
MLS Area
34221 - Palmetto/Rubonia
Lot Size
4,800 sqft
City LimitsLandscapedSidewalkPaved
HOA
$315/qtr
Ken / Unique Property Services

Price history

Date
Event
Price
9/30/2026
Price change
Source: Stellar MLS #A4701085
$369,900-1.3%
$227/sqft
7/26/2026
Listed for sale
Source: Stellar MLS #A4701085
$374,900
$230/sqft

Neighborhood

2652 89th Street Cir E
Palmetto, FL, 34221 · 34221 - Palmetto/Rubonia

Market insights

Offer Insights

Choose an offer strength

List price: $369,900
$365,000 – $369,900
98.8% – 100% of listTops out right at the list price
80% of listList price
223 of the last 445 home closings in 34221 landed at this number or higher (50%). The median one sat 46 days before it went under contract, and this one is on day 77 after a $5,000 cut.

Sample: 445 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,387/mo
Principal & interest$1,929
Property taxes$168
Insurance$185
HOA$105
Down payment20% · $73,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$369,900

$227 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,627 sq ft

Time on market

77 days

Year built

2024

Monthly payment

About $2,387/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,015 annual tax bill, insurance, and the $315/qtr HOA fee.

HOA fee

$315/qtr

Managed by Ken / Unique Property Services.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered bySERHANTListing agent: Christy PetersonListing data from Stellar MLS, MLS# A4701085.

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