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Overview

4 bd3 ba2,038 sqftSingle Family
TypeSingle Family
HOANone listed
Built1973
Lot16,478 sqft
Living area2,038 sqft
Price / sqft$442

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Accessibility FeaturesDry BarEat-in KitchenSplit BedroomThermostatWindow TreatmentsLightingPrivate Mailbox

4055 Bay Oaks Cir is a 1973-built home in Port Charlotte Plaza Sec 07, Englewood. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,038 square feet of living space. Listed at $900,000 (about $442/sqft), 77 days on market. Flood zone 11AE - confirm flood insurance requirements with your lender.

From the listing

Exceptional investment opportunity on highly sought after Manasota Key offering the rare combination of deeded Gulf beach access just steps away and dock space on the bay side, creating the perfect setting for a remarkable coastal retreat. Situated on a desirable corner lot at 4055 Bay Oaks Circle, this property presents an outstanding opportunity to renovate or redevelop in one of Southwest Florida's most sought after beach communities. The original floor plan featured three bedrooms and two bathrooms in the main residence, along with a private in law suite complete with an additional bedroom and full bathroom, providing incredible flexibility for a redesigned layout that appeals to primary homeowners, seasonal residents, or investors seeking income potential. Designed for the Florida lifestyle, the outdoor living area included a saltwater pool, spacious lanai, and generous entertaining space, all ready to be reimagined into a stunning tropical oasis. The home sustained hurricane damage and has not been repaired, creating an exceptional opportunity for buyers with vision to restore or redevelop the property. Whether transformed into a luxury coastal residence, a seasonal getaway, or an investment property subject to local regulations, the possibilities are extensive. With deeded beach access, bay dockage, a prime corner lot, and an unbeatable Manasota Key location, opportunities like this are becoming increasingly rare. Bring your vision and unlock the full potential of this unique coastal property.

The essentials

Built
1973
Price / sqft
$442
On market
77 days
Annual tax
$15,368
Flood zone
11AE
Lot
16,478 sqft
Type
Single Family Residence

At a glance

Single family
Built 1973
Private pool
Gunite
0.38 acres
Lot size
2,038 sqft
Living area

Payment

Est. monthly payment
$6,425/mo
Down payment (20%)
$180,000
Property taxes
$1,281/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1973
Lot
16,478 sqft
Cooling
Central Air
Heating
Central
Parking
Boat, Driveway, Golf Cart Parking, Guest
Pool
Gunite, In Ground, Pool Alarm, Salt Water, Screen Enclosure, Tile
Days on Market
77
Accessibility Features
Dry Bar
Eat-in Kitchen
Split Bedroom
Thermostat
Window Treatments
Lighting
Private Mailbox
Sliding Doors
Storage
Street Lights
Bar Fridge
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Englewood Elementary
Middle
L.A. Ainger Middle
High
Lemon Bay High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone 11AE
Annual Tax (2025)
$15,368
Parcel #
411901153005

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Plaza Sec 07
County
Charlotte
MLS Area
34223 - Englewood
Lot Size
16,478 sqft
Corner Lot

Price history

Date
Event
Price
7/28/2026
Listed for sale
Source: Stellar MLS #A4701300
$900,000
$442/sqft

Neighborhood

4055 Bay Oaks Cir
Englewood, FL, 34223 · 34223 - Englewood

Market insights

Offer Insights

Choose an offer strength

List price: $900,000
$860,000 – $900,000
95.6% – 100% of listTops out right at the list price
80% of listList price
121 of the last 241 home closings in 34223 landed at this number or higher (50%). The median one sat 59 days before it went under contract, and this one is on day 77.

Sample: 241 closed home sales in 34223 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$6,425/mo
Principal & interest$4,694
Property taxes$1,281
Insurance$450
Down payment20% · $180,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$900,000

$442 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,038 sq ft

Time on market

77 days

Year built

1973

Monthly payment

About $6,425/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $15,368 annual tax bill, insurance.

Flood zone

Zone 11AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byJOHN R. WOOD PROPERTIESListing agent: Steven TorresListing data from Stellar MLS, MLS# A4701300.

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