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Overview

3 bd4 ba3,078 sqft3 car garageSingle Family
TypeSingle Family
HOA$1,189/qtr
Built2026
Lot9,910 sqft
Living area3,078 sqft
Price / sqft$666
Garage3 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
SHELLSTONE AT WATERSIDE
Type
Single Family Residence

True monthly carry

HOA
~$396/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsIN Wall Pest SystemLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface Counters

812 Blue Shell Loop is a 2026-built home in Shellstone At Waterside, Sarasota. Inside you'll find 3 bedrooms, 4 bathrooms, and 3,078 square feet of living space. Listed at $2,050,000 (about $666/sqft), 73 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,189 quarterly.

From the listing

One or more phots digitally staged. SWEEPING WATER VIEWS - CUSTOM HOME - COMPLETE NOW! Experience an exceptional opportunity on one of Waterside’s most desirable big-water settings. This custom, expanded Camber residence is perfectly positioned to capture spectacular long-water views across the approximately 200-acre lake. From the moment you enter, the water takes center stage. Soaring ceilings, floor-to-ceiling windows and an impressive 22-foot wall of sliding glass doors create a dramatic connection between the interior, pool and expansive lake beyond. Unlike a standard Camber, this thoughtfully customized home offers a private en-suite bath for every bedroom, plus a spacious flex room with a closet and custom built-ins adjacent to a full bath—ideal for an office, media room or additional guest accommodations. At the heart of the home is a beautifully appointed chef’s kitchen with abundant cabinetry, a walk-in pantry with custom built-ins and a separate butler’s pantry with wine refrigerator. The expanded great room and dining area were specifically designed to take advantage of the home’s extraordinary water views and effortless indoor-outdoor entertaining. The owner’s retreat features a custom-designed walk-in closet with mirrored doors and generous storage, complemented by a spa-inspired bath with dual vanities and an oversized walk-in shower. Step outside and discover the Florida lifestyle already completed for you: an expansive covered lanai, custom outdoor kitchen, elegant saltwater pool and spa with sun shelf, and panoramic lake views providing a spectacular backdrop from morning through evening. Additional upgrades include custom closets throughout, impact windows and doors, dual HVAC systems, a floor-to-ceiling glass pocket door from the flex room to the lanai, custom mudroom cabinetry and a finished three-car garage. Why wait to build? This never-occupied custom residence is complete and ready to enjoy now. Shellstone at Waterside offers two amenity centers with resort-style pool, spa and cabanas, fitness center, clubhouse, tennis, pickleball, basketball, playground and community activities, all conveniently located near the dining, shopping and entertainment of Waterside Place. SWEEPING WATER VIEWS. CUSTOM HOME. COMPLETE NOW!

The essentials

Built
2026
Price / sqft
$666
On market
73 days
Annual tax
$7,345
HOA
$1,189/qtr
Flood zone
X · Low risk
Lot
9,910 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Waterfront
Lake Front
Private pool
In Ground
3 car garage
9,910 sqft lot
Lot size

Payment

Est. monthly payment
$12,725/mo
Down payment (20%)
$410,000
Property taxes
$612/mo
HOA
$1,189/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
9,910 sqft
Cooling
Central Air
Heating
Central, Heat Pump
Parking
-
Pool
In Ground, Pool Alarm
Waterfront
Lake Front
Days on Market
73
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
IN Wall Pest System
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Tray Ceiling(s)
Walk-in Closet(s)
Outdoor Kitchen
Rain Gutters
Sidewalk
Association Recreation - Owned
Clubhouse
Community Mailbox
Deed Restrictions
Fitness Center
Golf Carts OK
Irrigation-reclaimed Water
Park
Playground
Pool
Sidewalks
Tennis Court(s)
Built-in Oven
Convection Oven
Cooktop
Dishwasher
Disposal
Dryer
Exhaust Fan
Gas Water Heater
Microwave
Refrigerator
Tankless Water Heater
Washer
Wine Refrigerator
Elementary
Tatum Ridge Elementary
Middle
McIntosh Middle
High
Booker High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$7,345
Parcel #
0197090046

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Shellstone At Waterside
County
Sarasota
MLS Area
34240 - Sarasota
Lot Size
9,910 sqft
LandscapedSidewalkPaved
HOA
$1,189/qtr
Sarah Perkowski

Price history

Date
Event
Price
8/19/2026
Price change
Source: Stellar MLS #A4701543
$2,050,000-6.4%
$666/sqft
7/30/2026
Listed for sale
Source: Stellar MLS #A4701543
$2,189,900
$711/sqft

Neighborhood

812 Blue Shell Loop
Sarasota, FL, 34240 · 34240 - Sarasota

Market insights

Offer Insights

Choose an offer strength

List price: $2,050,000
$2.01M – $2.05M
98.2% – 100% of listTops out right at the list price
80% of listList price
114 of the last 227 home closings in 34240 landed at this number or higher (50%). The median one sat 24 days before it went under contract, and this one is on day 73 after a $139,900 cut.

Sample: 227 closed home sales in 34240 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$12,725/mo
Principal & interest$10,692
Property taxes$612
Insurance$1,025
HOA$396
Down payment20% · $410,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$2,050,000

$666 per sq ft

Beds and baths

3 beds, 4 baths

Size

3,078 sq ft

Time on market

73 days

Year built

2026

Monthly payment

About $12,725/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,345 annual tax bill, insurance, and the $1,189/qtr HOA fee.

HOA fee

$1,189/qtr

Managed by Sarah Perkowski.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: Sarah LowryListing data from Stellar MLS, MLS# A4701543.

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