2312 89th St NW #32, photo 1
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Overview

3 bd2 ba1,952 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1985
Lot10,367 sqft
Living area1,952 sqft
Price / sqft$307
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)High CeilingsOpen FloorplanGardenHurricane ShuttersAssociation Recreation - OwnedBuyer Approval Required

2312 89th St NW #32 is a 1985-built home in River Harbor West, Bradenton. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,952 square feet of living space. Listed at $599,000 (about $307/sqft), 52 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to 2312 89th St NW, a beautifully maintained 3-bedroom, 2-bath single-story home in the highly desirable River Harbor West community of Northwest Bradenton. Offering 1,952 square feet of living space, this home features high ceilings, abundant natural light, and no carpet, creating a bright, open, and low-maintenance interior. The split floor plan includes a spacious primary suite, two comfortable guest bedrooms, a formal dining area, and a large living room ideal for both everyday living and entertaining. The kitchen is well-appointed and flows seamlessly into the main living areas, while the attached two-car garage adds practical storage and convenience. Recent updates include a new roof installed just two years ago, providing peace of mind and long-term value. Additionally, the property is located outside of a flood zone, offering further reassurance and typically lower insurance costs. Nestled on a quiet, tree-lined street, this home is part of River Harbor West, a deed-restricted waterfront community offering resort-style amenities. Residents enjoy a heated pool and spa, a clubhouse, tennis and pickleball courts, and a private fishing pier with deeded boat slips accommodating boats up to approximately 40 feet. The community also provides maintenance-free living, with lawn care and exterior upkeep included. Ideally located just minutes from Robinson Preserve, Palma Sola Bay, De Soto National Memorial, and the white-sand beaches of Anna Maria Island, this home offers an unbeatable blend of comfort, recreation, and coastal charm. It's zoned for the highly rated Ida M. Stewart Elementary and just a short drive from downtown Bradenton's dining, shopping, and cultural attractions. This is a rare opportunity to own a move-in-ready home in one of Bradenton’s most desirable waterfront communities! Call now to schedule a private tour!

The essentials

Built
1985
Price / sqft
$307
On market
64 days
Annual tax
$7,201
Flood zone
X · Low risk
Lot
10,367 sqft
Type
Single Family Residence

At a glance

Single family
Built 1985
Community pool
Shared amenity
2 car garage
10,367 sqft lot
Lot size
1,952 sqft
Living area

Payment

Est. monthly payment
$4,024/mo
Down payment (20%)
$119,800
Property taxes
$600/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1985
Lot
10,367 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
64
Cathedral Ceiling(s)
Ceiling Fans(s)
High Ceilings
Open Floorplan
Garden
Hurricane Shutters
Association Recreation - Owned
Buyer Approval Required
Clubhouse
No Truck/Rv/Motorcycle Parking
Pool
Sidewalks
Tennis Court(s)
Cooktop
Dishwasher
Disposal
Dryer
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$7,201
Parcel #
7314901708

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
River Harbor West
County
Manatee
MLS Area
34209 - Bradenton/Palma Sola
Lot Size
10,367 sqft

Price history

Date
Event
Price
8/7/2026
Listed for sale
Source: Stellar MLS #A4702020
$599,000
$307/sqft

Neighborhood

2312 89th St NW #32
Bradenton, FL, 34209 · 34209 - Bradenton/Palma Sola

Market insights

Offer Insights

Choose an offer strength

List price: $599,000
$585,000 – $599,000
97.6% – 100% of listTops out right at the list price
80% of listList price
80 of the last 158 home closings in 34209 landed at this number or higher (51%). The median one sat 35 days before it went under contract, and this one is on day 64.

Sample: 158 closed home sales in 34209 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,024/mo
Principal & interest$3,124
Property taxes$600
Insurance$300
Down payment20% · $119,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$599,000

$307 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,952 sq ft

Time on market

64 days

Year built

1985

Monthly payment

About $4,024/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,201 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: Jason CallerListing data from Stellar MLS, MLS# A4702020.

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