448 Gulf Of Mexico Dr #A104, photo 1
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Overview

2 bd2 ba1,194 sqftCondominium
TypeCondominium
HOANone listed
Built1970
Living area1,194 sqft
Price / sqft$607

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About this home

Ceiling Fans(s)Dry BarEat-in KitchenL DiningLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface Counters

448 Gulf Of Mexico Dr #A104 is a 1970-built home in Bay Harbour Apts, Longboat Key. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,194 square feet of living space. Listed at $725,000 (about $607/sqft), 65 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Location! Location! Location! Awesome, Spectacular Bay views from the kitchen, dining room, living room and primary bedroom! One Bridge to the Gulf! No wait list boat slip! Longboat Key is the place you want to be for the quiet solitude of a gulf front key condo with easy access to the culture and services of Sarasota! This two bedroom, two bathroom Condo in the bay side community of Bay Harbour, has its own private marina with no wait list, and is just one bridge to the Gulf! Beach access is within minutes from several locations on Longboat, Lido and Anna Maria Island. With a Base Flood Elevation of 10 Ft, this unit was High and Dry during the storms of 2024. It has been exquisitely redesigned with upscale quartz and Cambria counter tops, ceramic and porcelain tile flooring and Bosch Appliances. There is plenty of storage available with the pantry and built in closets. Bay Harbour is a South Longboat Key community of 39 units in two buildings with a private pool, easily accessible pool baths, community room and fitness center. Each unit has assigned carport parking and separate storage. A well-managed and well-maintained community with reserves; the condo fees are among the lowest on the gulf!

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The essentials

Built
1970
Price / sqft
$607
On market
65 days
Annual tax
$5,248
Flood zone
AE
Type
Condominium

At a glance

Condo
Built 1970
Waterfront
Bay/Harbor
Community pool
Shared amenity
Assigned parking
1,194 sqft
Living area

Payment

Est. monthly payment
$4,581/mo
Down payment (20%)
$145,000
Property taxes
$437/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1970
Lot
-
Cooling
Central Air
Heating
Electric
Parking
Assigned, Covered, Ground Level, Guest, Off Street, Open
Waterfront
Bay/Harbor
Days on Market
65
Ceiling Fans(s)
Dry Bar
Eat-in Kitchen
L Dining
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Outdoor Grill
Outdoor Shower
Private Entrance
Sidewalk
Storage
Association Recreation - Owned
Buyer Approval Required
Deed Restrictions
Pool
Special Community Restrictions
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Freezer
Ice Maker
Microwave
Range
Range Hood
Refrigerator
Washer
Elementary
Southside Elementary
Middle
Booker Middle
High
Booker High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$5,248
Parcel #
0012041010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bay Harbour Apts
County
Sarasota
MLS Area
34228 - Longboat Key
Lot Size
-
FloodZoneCity LimitsLandscapedNear MarinaNear Public TransitOversized LotPrivateSidewalkPaved

Price history

Date
Event
Price
8/7/2026
Listed for sale
Source: Stellar MLS #A4702393
$725,000
$607/sqft

Neighborhood

448 Gulf Of Mexico Dr #A104
Longboat Key, FL, 34228 · 34228 - Longboat Key

Market insights

Offer Insights

Choose an offer strength

List price: $725,000
$685,000 – $725,000
94.3% – 100% of listTops out right at the list price
80% of listList price
69 of the last 136 condo closings in 34228 landed at this number or higher (51%). The median one sat 86 days before it went under contract, and this one is on day 65.

Sample: 136 closed condo sales in 34228 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,581/mo
Principal & interest$3,781
Property taxes$437
Insurance$363
Down payment20% · $145,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$725,000

$607 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,194 sq ft

Time on market

65 days

Year built

1970

Monthly payment

About $4,581/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,248 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byMICHAEL SAUNDERS & COMPANYListing agent: Diana KryszakListing data from Stellar MLS, MLS# A4702393.

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