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Overview

2 bd2 ba2,092 sqft2 car garageSingle Family
TypeSingle Family
HOA$200/yr
Built1978
Lot12,300 sqft
Living area2,092 sqft
Price / sqft$358
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorStone CountersVaulted Ceiling(s)Walk-in Closet(s)Window Treatments

3214 N Seclusion Dr is a 1978-built home in South Gate, Sarasota. Inside you'll find 2 bedrooms, 2 bathrooms, and 2,092 square feet of living space. Listed at $749,500 (about $358/sqft), 73 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $200 annually.

From the listing

Open the front door and say hello to Philippi Creek. It's the first thing you see, and honestly, it might steal the show before you even get to the kitchen. This South Gate gem is a 2 bedroom, 2 bath plus den home, tucked away on a private, dead end road with only a handful of houses. It's set up for easy living from the ground up (literally, since it's elevated on a stem wall). The open floor plan lets that creek view carry all the way through the home, right out to a deck that runs the entire width of the house. Morning coffee, evening drinks, just sitting and watching the water go by, there's room for all of it out there. Inside, you'll find LVP flooring throughout, an updated kitchen and baths, and impact windows already done for you. The roof was replaced in 2016, and the home came through the 2024 storm season without a drop of water inside. South Gate keeps you close to everything: Sarasota's shops and restaurants, the Gulf beaches, and downtown, while still feeling like its own quiet corner of the world. Water views, easy living, zero fuss. Come see why this one's worth a look.

The essentials

Built
1978
Price / sqft
$358
On market
73 days
Annual tax
$8,578
HOA
$200/yr
Flood zone
AE
Lot
12,300 sqft
Type
Single Family Residence

At a glance

Single family
Built 1978
Water views
Water
2 car garage
0.28 acres
Lot size
2,092 sqft
Living area

Payment

Est. monthly payment
$5,016/mo
Down payment (20%)
$149,900
Property taxes
$715/mo
HOA
$200/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1978
Lot
12,300 sqft
Cooling
Central Air
Heating
Central, Heat Pump
Parking
-
Days on Market
73
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Stone Counters
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Dishwasher
Dryer
Range
Refrigerator
Washer
Elementary
Wilkinson Elementary
Middle
Brookside Middle
High
Sarasota High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$8,578
Parcel #
0059050044

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
South Gate
County
Sarasota
MLS Area
34239 - Sarasota/Pinecraft
Lot Size
12,300 sqft
Cul-De-SacFlood Insurance RequiredSloped
HOA
$200/yr

Price history

Date
Event
Price
8/3/2026
Listed for sale
Source: Stellar MLS #A4702540
$749,500
$358/sqft

Neighborhood

3214 N Seclusion Dr
Sarasota, FL, 34239 · 34239 - Sarasota/Pinecraft

Market insights

Offer Insights

Choose an offer strength

List price: $749,500
$720,000 – $749,500
96% – 100% of listTops out right at the list price
80% of listList price
76 of the last 150 home closings in 34239 landed at this number or higher (51%). The median one sat 61 days before it went under contract, and this one is on day 73.

Sample: 150 closed home sales in 34239 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$5,015/mo
Principal & interest$3,909
Property taxes$715
Insurance$375
HOA$17
Down payment20% · $149,900
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$749,500

$358 per sq ft

Beds and baths

2 beds, 2 baths

Size

2,092 sq ft

Time on market

73 days

Year built

1978

Monthly payment

About $5,016/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,578 annual tax bill, insurance, and the $200/yr HOA fee.

HOA fee

$200/yr

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byMICHAEL SAUNDERS & COMPANYListing agent: Beth Helvey PAListing data from Stellar MLS, MLS# A4702540.

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