852 Shirley St, photo 1
Active
1 / 24

Overview

3 bd1 ba989 sqftSingle Family
TypeSingle Family
HOANone listed
Built1946
Lot3,400 sqft
Living area989 sqft
Price / sqft$81

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

852 Shirley St is a 1946-built home in School Add To Add, Sebring. Inside you'll find 3 bedrooms, 1 bathrooms, and 989 square feet of living space. Listed at $79,900 (about $81/sqft), 60 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Investors, flippers, landlords, and value-add buyers this is the kind of affordable Florida opportunity that is becoming harder to find. Located in Sebring, this 3-bedroom, 1-bathroom cinderblock rancher offers 989 square feet and a straightforward renovation opportunity with excellent potential for an investor looking to add value. Offered at $79,900 with an estimated renovation budget of approximately $25,000 and an estimated after-repair value (ARV) of approximately $160,000, this property provides a compelling opportunity to renovate, resell, hold as a rental, or create an affordable starter home. The functional ranch-style layout features three bedrooms, one bathroom, a spacious living area, and a kitchen area ready for customization. The open living space provides flexibility for an updated floor plan, while the existing cinderblock construction offers a solid foundation for the renovation. The property presents an opportunity to complete primarily cosmetic improvements and modernize the interior to appeal to today’s buyers or tenants. For investors, the numbers create value through an efficient renovation. The projected ARV and estimated renovation cost are provided as estimates only and should be independently verified by the buyer. Buyers are encouraged to conduct their own due diligence regarding property condition, renovation costs, market value, rental potential, zoning, permits, utilities, and all other factors affecting the investment. LOCATION: Situated in Sebring, the property is conveniently located near Lake Jackson, Downtown Sebring, local restaurants, shopping, parks, schools, and everyday conveniences. Enjoy access to boating, fishing, walking trails, and the area’s outdoor recreation. Highlands Hammock State Park is also nearby, adding to the appeal of the location. Sebring continues to attract, first-time homebuyers, seasonal residents, and long-term renters seeking affordability and a relaxed Florida lifestyle. Whether your strategy is a quick cosmetic flip, long-term rental, value-add investment, or affordable home project, 852 Shirley St. is worth a closer look. Opportunities at this price point with a manageable renovation scope can be difficult to find. Schedule your showing today and bring your contractor, inspector, and investment strategy. All measurements, estimates, projected ARV, and property information should be independently verified by the buyer and buyer’s agent. Property is being sold as-is.

The essentials

Built
1946
Price / sqft
$81
On market
60 days
Annual tax
$1,436
Flood zone
X · Low risk
Lot
3,400 sqft
Type
Single Family Residence

At a glance

Single family
Built 1946
3,400 sqft lot
Lot size
989 sqft
Living area

Payment

Est. monthly payment
$577/mo
Down payment (20%)
$15,980
Property taxes
$120/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1946
Lot
3,400 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
60
Flood Zone X
Annual Tax (2025)
$1,436
Parcel #
S-20-34-29-040-5380-0210

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
School Add To Add
County
Highlands
MLS Area
33870 - Sebring
Lot Size
3,400 sqft

Price history

Date
Event
Price
8/12/2026
Listed for sale
Source: Stellar MLS #A4702771
$79,900
$81/sqft

Neighborhood

852 Shirley St
Sebring, FL, 33870 · 33870 - Sebring

Market insights

Offer Insights

Choose an offer strength

List price: $79,900
$79,900
99.5% – 100% of listTops out right at the list price
80% of listList price
24 of the last 47 home closings in 33870 landed at this number or higher (51%). The median one sat 62 days before it went under contract, and this one is on day 60.

Sample: 47 closed home sales in 33870 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$576/mo
Principal & interest$417
Property taxes$120
Insurance$40
Down payment20% · $15,980
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$79,900

$81 per sq ft

Beds and baths

3 beds, 1 baths

Size

989 sq ft

Time on market

60 days

Year built

1946

Monthly payment

About $577/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,436 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byREALTY ONE GROUP MVPListing agent: Loukas MasourasListing data from Stellar MLS, MLS# A4702771.

Keep exploring Florida

Pick up where you left off, or see what else is out there.