ASSUMABLE VA LOAN – 2.25% INTEREST RATE! FORMER MODEL HOME WITH TUSCAN-INSPIRED ELEGANCE, BRAND-NEW 2026 ROOF, 2025 HVAC UNITS, PRIVATE POOL, OUTDOOR KITCHEN, 5 BEDROOMS, 3-CAR GARAGE & RESORT-STYLE BACKYARD! Welcome to this beautifully appointed residence in the desirable Fern Grove community, offering NO CDD FEES, VERY LOW HOA FEES, highly rated schools, and valuable recent updates including a brand-new roof installed in 2026 and both HVAC units replaced in 2025. A striking stone exterior and 8-foot leaded-glass front door create an impressive first impression, opening to a dramatic two-story foyer with soaring ceilings, crown molding, and elegant finishes throughout. The open kitchen, family room, and breakfast nook provide a welcoming gathering space, with the kitchen featuring granite countertops, a breakfast bar, 42-inch staggered wood cabinetry with crown molding, and a stylish, functional layout. Formal living and dining areas add versatility for entertaining, while classic ceramic tile extends throughout the entire lower level. A spacious downstairs bedroom suite offers flexibility for guests, family members, or a private retreat. Upstairs, the generous primary suite features a spacious bathroom and an impressive approximately 119-SQUARE-FOOT WALK-IN CLOSET offering abundant storage. Three additional bedrooms, with 3 full bathrooms, and a conveniently located laundry room complete the second level. French doors open to the lanai and a beautifully designed private backyard ideal for entertaining and outdoor enjoyment. The inviting pool features a PebbleTec-style surface, stone-paver decking, and a child safety fence for added peace of mind. The outdoor kitchen is equipped with a sink and cabinetry, while a nearby firepit creates the perfect setting for relaxing evenings and gatherings with family and friends. A vinyl privacy fence surrounds the backyard, enhancing the secluded feel of this outdoor oasis. Ideally situated in Fern Grove, this home is just minutes from I-4, I-75, the Selmon Expressway, MacDill AFB, shopping, dining, entertainment, hospitals, beaches, theme parks, and everything the Tampa Bay area has to offer.