10420 Lucaya Dr, photo 1
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Overview

4 bd4 ba2,853 sqft2 car garageSingle Family
TypeSingle Family
HOA$100/yr
Built2002
Lot5,750 sqft
Living area2,853 sqft
Price / sqft$181
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Open house

Sunday, Oct 25 · 12:00 AM to 2:00 PM

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsSolid Wood CabinetsThermostatWalk-in Closet(s)LightingPrivate Mailbox

10420 Lucaya Dr is a 2002-built home in Heritage Isles Ph 3d, Tampa. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,853 square feet of living space. Listed at $515,000 (about $181/sqft), 49 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $100 annually.

From the listing

Virtually Staged. Come take a look at this beautiful remodeled home in the heart of the New Tampa Bay. This home offers 4 huge bedrooms (recently remodeled) , 3 and a half baths, 2 deep car garage (new paints), and caged in pool in the rear. So much updating on this home: New luxury vinyl floorings throughout the home ( carpets removed), new fresh paints throughout the home, new staircases, updated bathrooms (new toilets installed), updated kitchen package, new locks and cameras recently installed, new lightings, and lastly, the roof has 10 year warranty. Very low HOA monthly fees... With each tiring work day... the owner can dip themselves in the pool situated behind the home. Moreover, this home sits on a quiet gated community with so much amenities: Fitness Center, Golf Carts OK, Golf Community, Playground, Pool, Sidewalk, Tennis Court(s). Come and see it for yourself...Motivated Seller. (Buyer and buyer's agent are responsible to check all room dimensions, some pictures have been virtually staged)

The essentials

Built
2002
Price / sqft
$181
On market
49 days
Annual tax
$7,126
HOA
$100/yr
Flood zone
X · Low risk
Lot
5,750 sqft
Type
Single Family Residence

At a glance

Single family
Built 2002
Waterfront
Pond
Private pool
Gunite
2 car garage
Driveway
5,750 sqft lot
Lot size

Payment

Est. monthly payment
$3,545/mo
Down payment (20%)
$103,000
Property taxes
$594/mo
HOA
$100/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2002
Lot
5,750 sqft
Cooling
Central Air
Heating
Central, Electric, Propane
Parking
Driveway, Garage Door Opener
Pool
Gunite, In Ground
Waterfront
Pond
Days on Market
49
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Solid Wood Cabinets
Thermostat
Walk-in Closet(s)
Lighting
Private Mailbox
Sidewalk
Sprinkler Metered
Tennis Court(s)
Association Recreation - Owned
Buyer Approval Required
Fitness Center
Golf Carts OK
Golf
Playground
Pool
Sidewalks
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$7,126
Parcel #
A-09-27-20-5R6-000013-00029.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Heritage Isles Ph 3d
County
Hillsborough
MLS Area
33647 - Tampa / Tampa Palms
Lot Size
5,750 sqft
HOA
$100/yr
Condominium Associates/Stephanie Smith

Price history

Date
Event
Price
10/6/2026
Price change
Source: Stellar MLS #A4703986
$515,000-1.9%
$181/sqft
-
Price change
Source: Stellar MLS #A4703986
$525,000-4.5%
$184/sqft
8/25/2026
Listed for sale
Source: Stellar MLS #A4703986
$550,000+5.4%
$193/sqft
4/25/2023
Sold
Source: Hillsborough County Public Record
$522,000
$183/sqft

Neighborhood

10420 Lucaya Dr
Tampa, FL, 33647 · 33647 - Tampa / Tampa Palms

Market insights

Offer Insights

Choose an offer strength

List price: $515,000
$510,000 – $515,000
99.2% – 100% of listTops out right at the list price
80% of listList price
145 of the last 289 home closings in 33647 landed at this number or higher (50%). The median one sat 28 days before it went under contract, and this one is on day 49 after a $35,000 cut.

Sample: 289 closed home sales in 33647 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,545/mo
Principal & interest$2,686
Property taxes$594
Insurance$258
HOA$8
Down payment20% · $103,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$515,000

$181 per sq ft

Beds and baths

4 beds, 4 baths

Size

2,853 sq ft

Time on market

49 days

Year built

2002

Monthly payment

About $3,545/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,126 annual tax bill, insurance, and the $100/yr HOA fee.

HOA fee

$100/yr

Managed by Condominium Associates/Stephanie Smith.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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Brokered byJUPITER PROPERTIES, INCListing agent: Alven NguyenListing data from Stellar MLS, MLS# A4703986.

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