3802 Gulf Of Mexico Dr #A203, photo 1
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Overview

2 bd2 ba1,007 sqftCondominium
TypeCondominium
HOA$1,346.95/mo
Built1970
Lot263,990 sqft
Living area1,007 sqft
Price / sqft$396

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Kitchen/Family Room ComboSolid Wood CabinetsStone CountersWalk-in Closet(s)Window TreatmentsBalconyAssociation Recreation - Owned

3802 Gulf Of Mexico Dr #A203 is a 1970-built home in Beach Harbor Club, Longboat Key. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,007 square feet of living space. Listed at $399,000 (about $396/sqft), 43 days on market. Flood zone AE/VE/X - confirm flood insurance requirements with your lender. HOA runs $1,346.95 monthly.

From the listing

Gulf views! Just bring your flip flops and bathing suit to this move-in ready 2br/2ba condo on the 2nd floor in Beach Harbor Club. This beautifully maintained Gulf-to-bay community offers boat slips on the bay and private beach access on the Gulf side, as well as pool, clubhouse, gym and private beach access just across the street! This unit has been tastefully updated to include an all-new bright open kitchen with custom cabinetry, stone counters and high-end appliances, including a Fisher & Paykel fridge, a two-drawer Cafe dishwasher, and a Cafe two-oven, six-burner stove. Flooring throughout was replaced with a light blond luxury vinyl plank. Both baths had updates including cabinetry and same quartz countertops found in the kitchen. The AC was replaced in 2024. This home also has a sweet view of the Gulf from the outdoor seating area in the front. The monthly fee includes water, trash, internet, cable, and pest control, as well as the usual insurances, and exterior maintenances. Beach Harbor Club is an active and amenities-rich community with boat docks, a pool, a gym, private beach access, kayak storage, a ground-level storage closet for beach gear, a beautiful clubhouse and just upstairs from this unit is a wonderful rooftop deck for sunset viewing. No effort required to start living your beach life dream today!

The essentials

Built
1970
Price / sqft
$396
On market
43 days
Annual tax
$2,828
HOA
$1,346.95/mo
Flood zone
AE/VE/X
Lot
263,990 sqft
Type
Condominium

At a glance

Condo
4 stories · 1970
Water views
Garden
Assigned parking
Private balcony
Outdoor space
1,007 sqft
Living area

Payment

Est. monthly payment
$3,863/mo
Down payment (20%)
$79,800
Property taxes
$236/mo
HOA
$1,346.95/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1970
Lot
263,990 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Assigned, Guest
Days on Market
43
Ceiling Fans(s)
Kitchen/Family Room Combo
Solid Wood Cabinets
Stone Counters
Walk-in Closet(s)
Window Treatments
Balcony
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Fitness Center
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Southside Elementary
Middle
Booker Middle
High
Booker High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE/VE/X
Annual Tax (2025)
$2,828
Parcel #
0002141009

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Beach Harbor Club
County
Sarasota
MLS Area
34228 - Longboat Key
Lot Size
263,990 sqft
HOA
$1,346.95/mo
Rebekah Lobzun

Price history

Date
Event
Price
8/30/2026
Listed for sale
Source: Stellar MLS #A4704650
$399,000
$396/sqft

Neighborhood

3802 Gulf Of Mexico Dr #A203
Longboat Key, FL, 34228 · 34228 - Longboat Key

Market insights

Offer Insights

Choose an offer strength

List price: $399,000
$377,500 – $399,000
94.3% – 100% of listTops out right at the list price
80% of listList price
69 of the last 136 condo closings in 34228 landed at this number or higher (51%). The median one sat 86 days before it went under contract, and this one is on day 43.

Sample: 136 closed condo sales in 34228 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,863/mo
Principal & interest$2,081
Property taxes$236
Insurance$200
HOA$1,347
Down payment20% · $79,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$399,000

$396 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,007 sq ft

Time on market

43 days

Year built

1970

Monthly payment

About $3,863/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,828 annual tax bill, insurance, and the $1,346.95/mo HOA fee.

HOA fee

$1,346.95/mo

Managed by Rebekah Lobzun.

Flood zone

Zone AE/VE/X

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byPREMIER SOTHEBY'S INTERNATIONAL REALTYListing agent: Holly SwitowListing data from Stellar MLS, MLS# A4704650.

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