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About this home
3013 Live Oak Ln #31 is a 1997-built home in Bay Estates North, Palmetto. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,253 square feet of living space. Listed at $234,999 (about $188/sqft), 17 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable.
Welcome to the desirable gated, waterfront golf community of Terra Ceia Bay, where a relaxed Florida lifestyle meets an abundance of amenities and activities. This charming 2-bedroom, 2-bathroom villa is ideally positioned on a corner lot in the peaceful upper northeast part of the community, offering a tranquil setting with plenty of privacy. Step inside and you’re welcomed by an inviting open-concept floor plan with soaring vaulted ceilings and an abundance of natural light. The spacious living and dining areas create a comfortable setting for entertaining guests or simply enjoying everyday Florida living. The well appointed kitchen offers plenty of workspace and storage, along with a convenient pantry and laundry closet. The generously sized primary suite continues the spacious feel with vaulted ceilings, two closets, and a private ensuite bathroom. The split-bedroom floor plan places the second bedroom and full bathroom toward the front of the villa, creating an ideal private retreat for guests. Extend your living space outdoors onto the expansive screened lanai a perfect spot to enjoy your morning coffee, unwind after a day on the course, or gather with friends and family while taking in the peaceful surroundings. A two-car garage adds valuable storage and everyday convenience. Life in Terra Ceia Bay is about more than just homeownership it’s about enjoying the Florida lifestyle. Residents have access to golf, tennis, pickleball, clubhouse amenities, social activities, and the community’s beautiful waterfront setting. When it’s time to explore, you’re conveniently located near Palmetto’s revitalized historic district, parks, Snead Island, Emerson Point Preserve, and major highways, making it easy to enjoy everything the area has in store. Come discover why Terra Ceia Bay is such a special place to call home and experience the relaxed, amenity rich Florida lifestyle you’ve been waiting for!
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$234,999
$188 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,253 sq ft
Time on market
25 days
Year built
1997
Monthly payment
About $1,596/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,029 annual tax bill, insurance.
Flood zone
Zone X500
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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