3013 Live Oak Ln #31, photo 1
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Overview

2 bd2 ba1,253 sqft2 car garageCondominium
TypeCondominium
HOANone listed
Built1997
Living area1,253 sqft
Price / sqft$188
Garage2 car

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About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit Bedroom

3013 Live Oak Ln #31 is a 1997-built home in Bay Estates North, Palmetto. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,253 square feet of living space. Listed at $234,999 (about $188/sqft), 17 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to the desirable gated, waterfront golf community of Terra Ceia Bay, where a relaxed Florida lifestyle meets an abundance of amenities and activities. This charming 2-bedroom, 2-bathroom villa is ideally positioned on a corner lot in the peaceful upper northeast part of the community, offering a tranquil setting with plenty of privacy. Step inside and you’re welcomed by an inviting open-concept floor plan with soaring vaulted ceilings and an abundance of natural light. The spacious living and dining areas create a comfortable setting for entertaining guests or simply enjoying everyday Florida living. The well appointed kitchen offers plenty of workspace and storage, along with a convenient pantry and laundry closet. The generously sized primary suite continues the spacious feel with vaulted ceilings, two closets, and a private ensuite bathroom. The split-bedroom floor plan places the second bedroom and full bathroom toward the front of the villa, creating an ideal private retreat for guests. Extend your living space outdoors onto the expansive screened lanai a perfect spot to enjoy your morning coffee, unwind after a day on the course, or gather with friends and family while taking in the peaceful surroundings. A two-car garage adds valuable storage and everyday convenience. Life in Terra Ceia Bay is about more than just homeownership it’s about enjoying the Florida lifestyle. Residents have access to golf, tennis, pickleball, clubhouse amenities, social activities, and the community’s beautiful waterfront setting. When it’s time to explore, you’re conveniently located near Palmetto’s revitalized historic district, parks, Snead Island, Emerson Point Preserve, and major highways, making it easy to enjoy everything the area has in store. Come discover why Terra Ceia Bay is such a special place to call home and experience the relaxed, amenity rich Florida lifestyle you’ve been waiting for!

The essentials

Built
1997
Price / sqft
$188
On market
25 days
Annual tax
$3,029
Flood zone
X500 · Low risk
Type
Condominium

At a glance

Condo
Built 1997
Community pool
Fitness center too
2 car garage
Driveway
1,253 sqft
Living area

Payment

Est. monthly payment
$1,596/mo
Down payment (20%)
$47,000
Property taxes
$252/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1997
Lot
-
Cooling
Central Air
Heating
Central
Parking
Driveway
Days on Market
25
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Walk-in Closet(s)
Private Entrance
Rain Gutters
Buyer Approval Required
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - No Guard
Golf Carts OK
Golf
Irrigation-reclaimed Water
No Truck/Rv/Motorcycle Parking
Pool
Restaurant
Tennis Court(s)
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file In a CDD (Community Development District) Flood Zone X500
Annual Tax (2025)
$3,029
Parcel #
2412715555

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bay Estates North
County
Manatee
MLS Area
34221 - Palmetto/Rubonia
Lot Size
-

Price history

Date
Event
Price
9/14/2026
Listed for sale
Source: Stellar MLS #A4705481
$234,999
$188/sqft

Neighborhood

3013 Live Oak Ln #31
Palmetto, FL, 34221 · 34221 - Palmetto/Rubonia

Market insights

Offer Insights

Choose an offer strength

List price: $234,999
$230,000 – $234,999
98.2% – 100% of listTops out right at the list price
80% of listList price
14 of the last 27 condo closings in 34221 landed at this number or higher (52%). The median one sat 100 days before it went under contract, and this one is on day 25.

Sample: 27 closed condo sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,596/mo
Principal & interest$1,226
Property taxes$252
Insurance$117
Down payment20% · $47,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$234,999

$188 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,253 sq ft

Time on market

25 days

Year built

1997

Monthly payment

About $1,596/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,029 annual tax bill, insurance.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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Brokered byRE/MAX ALLIANCE GROUPListing agent: Gregory Zies, LLCListing data from Stellar MLS, MLS# A4705481.

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