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Overview

2 bd2 ba1,300 sqft2 car garageSingle Family
TypeSingle Family
HOA$75/yr
Built1965
Lot12,000 sqft
Living area1,300 sqft
Price / sqft$381
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Living Room/Dining Room ComboPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsPrivate EntrancePrivate Mailbox

2503 Bispham Rd is a 1965-built home in Gulf Gate, Sarasota. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,300 square feet of living space. Listed at $495,000 (about $381/sqft), 30 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $75 annually.

From the listing

WELCOME TO THE GULF GATE LIFESTYLE—JUST MINUTES FROM SIESTA KEY! Location, charm, and the Florida lifestyle come together in this beautifully maintained home in Sarasota’s highly sought-after, deed-restricted GULF GATE community. With a BRAND-NEW HVAC SYSTEM (2026) and NEW ATTIC INSULATION (2026) already completed, this inviting home combines classic character with valuable recent improvements. From the moment you step inside, you’ll appreciate the warmth of the BEAUTIFUL HARDWOOD FLOORS, abundant natural light, and comfortable, welcoming layout. A large picture window fills the spacious living room with Florida sunshine, while the adjoining dining area features a sliding wall that opens to the enclosed lanai—creating an effortless connection between indoor and outdoor living. And this home was made for enjoying Florida! Beyond the lanai, an expansive COVERED PORCH AND SCREENED PATIO provide plenty of space for outdoor dining, entertaining, morning coffee, or simply relaxing and enjoying Sarasota’s year-round sunshine. The bright galley kitchen features crisp white cabinetry, while the generously sized laundry room offers extensive built-in storage. In fact, STORAGE IS EVERYWHERE in this home. The oversized garage features three additional storage closets and pull-down attic access, while the hallway includes a coat closet, linen closet, and an exceptionally large shelved storage closet. The primary bedroom offers the privacy of an EN SUITE BATH with a WALK-IN SHOWER, while the second bedroom is conveniently located near the main bath. Step outside into the LARGE, FULLY FENCED BACKYARD and discover your own private slice of Florida. Gather around the fire pit, unwind in the hot tub (conveyed as-is), entertain under the covered outdoor spaces, or enjoy fresh fruit from your own mature AVOCADO, BABY BANANA, AND MANGO TREES. There’s plenty of space to garden, play, entertain, or personalize the backyard to fit your lifestyle. Best of all, you’re in GULF GATE, one of Sarasota’s most established and conveniently located communities. Spend the morning on the powdery white sands of SIESTA KEY BEACH, approximately 15 minutes away, enjoy the restaurants, shops, and local favorites of the Gulf Gate area just minutes from home, or head approximately 20 minutes to DOWNTOWN SARASOTA for dining, arts, entertainment, and waterfront activities. Convenient access to I-75 makes exploring everything Sarasota and the Gulf Coast have to offer even easier. NEW HVAC. NEW ATTIC INSULATION. HARDWOOD FLOORS. EXPANSIVE OUTDOOR LIVING. A LARGE FENCED YARD. INCREDIBLE STORAGE. AND A GULF GATE LOCATION MINUTES FROM SIESTA KEY. This isn’t just a place to call home—it’s an opportunity to enjoy the Sarasota lifestyle so many come to Florida looking for. Come see why Gulf Gate continues to be one of Sarasota’s most loved neighborhoods and make this Florida home your own!

The essentials

Built
1965
Price / sqft
$381
On market
30 days
Annual tax
$4,958
HOA
$75/yr
Flood zone
X · Low risk
Lot
12,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 1965
2 car garage
Driveway
0.28 acres
Lot size
1,300 sqft
Living area

Payment

Est. monthly payment
$3,249/mo
Down payment (20%)
$99,000
Property taxes
$413/mo
HOA
$75/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1965
Lot
12,000 sqft
Cooling
Central Air
Heating
Electric
Parking
Driveway, Garage Door Opener
Days on Market
30
Built-in Features
Ceiling Fans(s)
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Private Entrance
Private Mailbox
Private Yard
Sidewalk
Deed Restrictions
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Range Hood
Refrigerator
Washer
Elementary
Gulf Gate Elementary
Middle
Brookside Middle
High
Riverview High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2024)
$4,958
Parcel #
0102140018

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Gulf Gate
County
Sarasota
MLS Area
34231 - Sarasota/Gulf Gate Branch
Lot Size
12,000 sqft
HOA
$75/yr
John Vlect

Price history

Date
Event
Price
9/14/2026
Listed for sale
Source: Stellar MLS #A4706269
$495,000
$381/sqft

Neighborhood

2503 Bispham Rd
Sarasota, FL, 34231 · 34231 - Sarasota/Gulf Gate Branch

Market insights

Offer Insights

Choose an offer strength

List price: $495,000
$477,500 – $495,000
96.3% – 100% of listTops out right at the list price
80% of listList price
103 of the last 204 home closings in 34231 landed at this number or higher (50%). The median one sat 40 days before it went under contract, and this one is on day 30.

Sample: 204 closed home sales in 34231 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,248/mo
Principal & interest$2,582
Property taxes$413
Insurance$248
HOA$6
Down payment20% · $99,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$495,000

$381 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,300 sq ft

Time on market

30 days

Year built

1965

Monthly payment

About $3,249/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,958 annual tax bill, insurance, and the $75/yr HOA fee.

HOA fee

$75/yr

Managed by John Vlect.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKW COASTAL LIVING IIIListing agent: Kamilla LovelleListing data from Stellar MLS, MLS# A4706269.

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