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Overview

4 bd2 ba1,935 sqft2 car garageSingle Family
TypeSingle Family
HOA$156/yr
Built2021
Lot5,750 sqft
Living area1,935 sqft
Price / sqft$160
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanDishwasherDisposalDryerElectric Water HeaterMicrowaveRange

1423 Golden Glow Dr is a 2021-built home in Spencer Crk Ph 1, Ruskin. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,935 square feet of living space. Listed at $309,000 (about $160/sqft), 27 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $156 annually.

From the listing

Virtually Staged. Welcome home to 1423 Golden Glow Drive in Spencer Creek! Built in 2021, this well-maintained 4-bedroom, 2-bath Lennar Hartford offers 1,935 square feet of comfortable, single-story living with thoughtful upgrades already completed by the current owners. Step inside to an open and inviting floor plan designed for everyday living and entertaining. The main living area features a stylish accent wall, while the kitchen flows naturally into the dining and living spaces, creating a welcoming heart of the home. The original bedroom carpeting has been replaced with attractive laminate flooring, providing an updated look and easy maintenance. A second accent wall adds character to the guest bedroom. Additional improvements include an HVAC air purification system, upgraded thermostat, updated shower heads, and upgraded washer and dryer that convey with the home. Step outside and enjoy the expanded concrete rear patio, providing additional space for outdoor dining, grilling, entertaining, or simply relaxing and enjoying the Florida sunshine. The home also features a two-car garage and a manageable 50-by-115-foot homesite. Located in the Spencer Creek community of Ruskin, the home offers convenient access to shopping, dining, recreation, and major roadways connecting Tampa, Bradenton, St. Petersburg, and the surrounding Gulf Coast. Why wait for new construction when you can enjoy a newer home with upgrades already completed? Schedule your private showing of 1423 Golden Glow Drive today!

The essentials

Built
2021
Price / sqft
$160
On market
27 days
Annual tax
$8,161
HOA
$156/yr
Flood zone
X · Low risk
Lot
5,750 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
2 car garage
5,750 sqft lot
Lot size
1,935 sqft
Living area

Payment

Est. monthly payment
$2,460/mo
Down payment (20%)
$61,800
Property taxes
$680/mo
HOA
$156/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
5,750 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
27
Ceiling Fans(s)
Open Floorplan
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Cypress Creek-HB
Middle
Shields-HB
High
Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$8,161
Parcel #
U-16-32-19-C24-000000-00039.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spencer Crk Ph 1
County
Hillsborough
MLS Area
33570 - Ruskin/Apollo Beach
Lot Size
5,750 sqft
HOA
$156/yr
Folio Association Management

Price history

Date
Event
Price
10/2/2026
Price change
Source: Stellar MLS #A4706639
$309,000-3.4%
$160/sqft
9/18/2026
Listed for sale
Source: Stellar MLS #A4706639
$319,900+32.7%
$165/sqft
1/19/2021
Sold
Source: Hillsborough County Public Record
$241,000
$125/sqft

Neighborhood

1423 Golden Glow Dr
Ruskin, FL, 33570 · 33570 - Ruskin/Apollo Beach

Market insights

Offer Insights

Choose an offer strength

List price: $309,000
$307,500 – $309,000
99.5% – 100% of listTops out right at the list price
80% of listList price
125 of the last 213 home closings in 33570 landed at this number or higher (59%). The median one sat 43 days before it went under contract, and this one is on day 27 after a $10,900 cut.

Sample: 213 closed home sales in 33570 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,459/mo
Principal & interest$1,612
Property taxes$680
Insurance$155
HOA$13
Down payment20% · $61,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$309,000

$160 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,935 sq ft

Time on market

27 days

Year built

2021

Monthly payment

About $2,460/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,161 annual tax bill, insurance, and the $156/yr HOA fee.

HOA fee

$156/yr

Managed by Folio Association Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byNEXTHOME EXCELLENCEListing agent: Jim AhearnListing data from Stellar MLS, MLS# A4706639.

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