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Overview

4 bd3 ba2,738 sqft2 car garageSingle Family
TypeSingle Family
HOA$175/yr
Built2021
Lot6,000 sqft
Living area2,738 sqft
Price / sqft$146
Garage2 car

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About this home

Ceiling Fans(s)High CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboPrimarybedroom UpstairsSolid Surface CountersThermostatWalk-in Closet(s)

1167 Ocean Spray Dr is a 2021-built home in Shell Cove Ph 1, Ruskin. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,738 square feet of living space. Listed at $399,999 (about $146/sqft), 69 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $175 annually.

From the listing

Virtually Staged. Spacious, beautifully maintained, and designed with both comfort and functionality in mind, this impressive 4-bedroom, 3-bath home offers 2,738 square feet of versatile living space in the desirable Shell Cove community. Overlooking a peaceful pond, the property combines generous indoor living areas with scenic outdoor views, making it an ideal place to entertain, relax, or accommodate a growing family. A welcoming foyer opens to a private den or home office before leading into the heart of the home. The well-appointed kitchen features granite countertops, a large center island, abundant cabinetry, and a walk-in pantry, all overlooking the bright and spacious great room filled with natural light. Sliding glass doors off the dining area lead to the covered, screened lanai where you can enjoy morning coffee, evening sunsets, or weekend cookouts while taking in tranquil pond views. The oversized backyard also provides ample space to add a future pool. The thoughtfully designed floor plan includes a first-floor bedroom and full bath, perfect for guests or multigenerational living. Upstairs, a spacious bonus room offers flexible living space, while an additional bedroom and full bath create a comfortable private retreat for family or visitors. A custom barn door provides added privacy between the primary suite and bonus room. The expansive primary suite offers a bright, relaxing retreat with an ensuite bath featuring dual granite vanities, a soaking garden tub, a custom glass walk-in shower, and two generous walk-in closets. Storage is exceptional throughout the second floor, including a walk-in closet in one of the secondary bedrooms and three additional hallway closets, providing plenty of room to stay organized. This meticulously maintained home also includes a whole-house water softener installed approximately three years ago, a security system, and major components that offer added peace of mind, including a roof and water heater that are both approximately four years old. Residents of Shell Cove enjoy outstanding community amenities including a resort-style pool, clubhouse, playground, and dog park. Conveniently located near US-41 and I-75, you'll have easy access to Tampa, St. Petersburg, Bradenton, shopping, restaurants, marinas, parks, nature preserves, and the beautiful Gulf Coast beaches. Move-in ready and loaded with space, storage, and modern conveniences, this exceptional home is ready for its next owners. Schedule your private showing today!

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The essentials

Built
2021
Price / sqft
$146
On market
69 days
Annual tax
$9,522
HOA
$175/yr
Flood zone
AE
Lot
6,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
Waterfront
Pond
Community pool
Shared amenity
2 car garage
Driveway
6,000 sqft lot
Lot size

Payment

Est. monthly payment
$3,094/mo
Down payment (20%)
$80,000
Property taxes
$794/mo
HOA
$175/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
6,000 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Waterfront
Pond
Days on Market
69
Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Primarybedroom Upstairs
Solid Surface Counters
Thermostat
Walk-in Closet(s)
Lighting
Sidewalk
Clubhouse
Dog Park
Park
Playground
Pool
Sidewalks
Street Lights
Dishwasher
Disposal
Dryer
Microwave
Range
Range Hood
Washer
Water Softener
Elementary
Thompson Elementary
Middle
Shields-HB
High
Lennard-HB

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone AE
Annual Tax (2025)
$9,522
Parcel #
U-06-32-19-C07-000000-00400.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Shell Cove Ph 1
County
Hillsborough
MLS Area
33570 - Ruskin/Apollo Beach
Lot Size
6,000 sqft
In CountySidewalkPaved
HOA
$175/yr
INFRAMARK Lisa Castoria

Price history

Date
Event
Price
9/9/2026
Price change
Source: Stellar MLS #A4701610
$399,999-4.8%
$146/sqft
-
Price change
Source: Stellar MLS #A4701610
$419,999-1.2%
$153/sqft
8/4/2026
Listed for sale
Source: Stellar MLS #A4701610
$424,999+8.1%
$155/sqft
11/22/2021
Sold
Source: Hillsborough County Public Record
$393,300
$144/sqft

Neighborhood

1167 Ocean Spray Dr
Ruskin, FL, 33570 · 33570 - Ruskin/Apollo Beach

Market insights

Offer Insights

Choose an offer strength

List price: $399,999
$397,500 – $399,999
99.5% – 100% of listTops out right at the list price
80% of listList price
123 of the last 211 home closings in 33570 landed at this number or higher (58%). The median one sat 43 days before it went under contract, and this one is on day 69 after a $25,000 cut.

Sample: 211 closed home sales in 33570 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,095/mo
Principal & interest$2,086
Property taxes$794
Insurance$200
HOA$15
Down payment20% · $80,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$399,999

$146 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,738 sq ft

Time on market

69 days

Year built

2021

Monthly payment

About $3,094/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $9,522 annual tax bill, insurance, and the $175/yr HOA fee.

HOA fee

$175/yr

Managed by INFRAMARK Lisa Castoria.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY, LLCListing agent: Jennifer KennaListing data from Stellar MLS, MLS# A4701610.

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