Skip to main content
120 Whispering Sands Dr #V20, photo 1
Active
1 / 77

Overview

3 bd3 ba1,640 sqft2 car garageVilla
TypeVilla
HOA$1,793/mo
Built1968
Living area1,640 sqft
Price / sqft$442
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Open FloorplanPrimary Bedroom Main FloorStone CountersThermostatVaulted Ceiling(s)Walk-in Closet(s)

120 Whispering Sands Dr #V20 is a 1968-built home in Whispering Sands, Sarasota. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,640 square feet of living space. Listed at $725,000 (about $442/sqft), 51 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $1,793 monthly.

From the listing

RARELY AVAILABLE & EXQUISITELY REMODELED! Discover an exceptional 3 bedroom/3 bath freestanding villa with 2-car garage in Whispering Sands, Siesta Key’s coveted resort style GULF FRONT community on 800’ of private beach! Completely gutted and reimagined in 2016, this remarkable residence showcases creative design, quality finishes, and meticulous attention to detail throughout. An impressive 1,640 square feet of interior living space unfolds beneath soaring vaulted ceilings, with an open concept layout designed for effortless living and entertaining. The expansive 16' x 22' living room is delightfully complemented by sophisticated indirect LED illumination. Beautiful ceramic plank flooring flows throughout. The spacious entertainer’s kitchen combines style and function with granite countertops, a generous breakfast bar, soft close cabinetry & pullout drawers, LG and Bosch stainless appliances, and recessed and pendant lighting. The spacious primary suite offers two closets – a custom walk-in and a separate built-in. The third bedroom could also easily function as a home office, featuring a built-in desk, shelving, and custom closet. All three beautifully remodeled bathrooms feature granite counters, soft close cabinetry, tiled glass-enclosed walk-in showers, recessed lighting, and/or skylights. Two out of three bathrooms are ensuite — a rare advantage. All 2016 hurricane impact windows and sliders. Extend your entertaining outdoors into the private fenced brick paver patio, complete with a gas grill, with propane tank and gas hookup. The epoxy finished 2-car garage includes a full size LG washer and dryer, utility sink, workbench and shelving – and plenty of space for your bikes and beach essentials. Enjoy the Whispering Sands lifestyle. Just around the corner from famous Siesta Key Village, this 55+ Gulf front community includes 800’ of private quartz sand beach, two heated pools, clubhouse (currently undergoing complete remodeling), beachside Tiki Hut, shuffleboard, and canoe/kayak storage. Don’t miss this distinctive villa offering exceptional space, privacy, and effortless coastal living!

The essentials

Built
1968
Price / sqft
$442
On market
51 days
Annual tax
$6,525
HOA
$1,793/mo
Flood zone
AE
Type
Villa

At a glance

Villa
Built 1968
Waterfront
Gulf/Ocean
Community pool
Fitness center too
2 car garage
Driveway
1,640 sqft
Living area

Payment

Est. monthly payment
$6,480/mo
Down payment (20%)
$145,000
Property taxes
$544/mo
HOA
$1,793/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
1968
Lot
-
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Electric Vehicle Charging Station(s), Garage Door Opener, Ground Level, Guest, Workshop in Garage
Waterfront
Gulf/Ocean
Days on Market
51
Built-in Features
Ceiling Fans(s)
Open Floorplan
Primary Bedroom Main Floor
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Lighting
Private Mailbox
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Fitness Center
No Truck/Rv/Motorcycle Parking
Pool
Wheelchair Access
Street Lights
Built-in Oven
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Ice Maker
Microwave
Range
Refrigerator
Washer
Elementary
Phillippi Shores Elementary
Middle
Brookside Middle
High
Sarasota High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$6,525
Parcel #
0080091020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Whispering Sands
County
Sarasota
MLS Area
34242 - Sarasota/Crescent Beach/Siesta Key
HOA
$1,793/mo
Jackie Runyon, General Manager

Price history

Date
Event
Price
9/24/2026
Listed for sale
Source: Stellar MLS #A4707425
$725,000
$442/sqft

Neighborhood

120 Whispering Sands Dr #V20
Sarasota, FL, 34242 · 34242 - Sarasota/Crescent Beach/Siesta Key

Market insights

Offer Insights

Choose an offer strength

List price: $725,000
$690,000 – $725,000
95.1% – 100% of listTops out right at the list price
80% of listList price
7 of the last 13 townhouse or villa closings in 34242 landed at this number or higher (54%). The median one sat 87 days before it went under contract, and this one is on day 51.

Sample: 13 closed townhouse or villa sales in 34242 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$6,480/mo
Principal & interest$3,781
Property taxes$544
Insurance$363
HOA$1,793
Down payment20% · $145,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$725,000

$442 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,640 sq ft

Time on market

51 days

Year built

1968

Monthly payment

About $6,480/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,525 annual tax bill, insurance, and the $1,793/mo HOA fee.

HOA fee

$1,793/mo

Managed by Jackie Runyon, General Manager.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: Harriet StopherListing data from Stellar MLS, MLS# A4707425.

Keep exploring Florida

Pick up where you left off, or see what else is out there.