4040 Overture Cir #478, photo 1
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Overview

3 bd3 ba1,520 sqft1 car garageCondominium
TypeCondominium
HOANone listed
Built2008
Living area1,520 sqft
Price / sqft$214
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

High CeilingsLiving Room/Dining Room ComboOpen FloorplanWalk-in Closet(s)Window TreatmentsBuyer Approval RequiredClubhouseCommunity Mailbox

4040 Overture Cir #478 is a 2008-built home in Palma Sola Trace, Bradenton. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,520 square feet of living space. Listed at $325,000 (about $214/sqft), 14 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Wonderful three bedroom townhouse situated in a prime location of west Bradenton. This spacious condo is just 7 miles from the gorgeous beaches of Anna Maria Island without the worry of living in a flood zone. "Palma Sola Trace" community is pet-friendly, offers well manicured, lushly landscaped grounds, a large heated community pool, clubhouse, and an impressive work-out room for residents & their guests. This unit is located directly on the lake with serene views of the water and visiting coastal birds. Unit offers high ceilings throughout, a one car garage, washer & dryer on the upper bedroom level, a great galley kitchen and screened lanai. Turn-key furnishings shown are negotiable. Conveniently located near grocery stores, restaurants, shops, pharmacy, 24 hour urgent care & hospital.

The essentials

Built
2008
Price / sqft
$214
On market
14 days
Annual tax
$6,501
Flood zone
X · Low risk
Type
Condominium

At a glance

Condo
Built 2008
Waterfront
Lake Front
Private pool
Heated
1 car garage
Garage Door Opener
1,520 sqft
Living area

Payment

Est. monthly payment
$2,399/mo
Down payment (20%)
$65,000
Property taxes
$542/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2008
Lot
-
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener, Ground Level, Guest, Open
Pool
Heated, In Ground
Waterfront
Lake Front
Days on Market
14
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Walk-in Closet(s)
Window Treatments
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Fitness Center
Playground
Pool
Sidewalks
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
In a CDD (Community Development District) Flood Zone x
Annual Tax (2025)
$6,501
Parcel #
5145626209

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palma Sola Trace
County
Manatee
MLS Area
34209 - Bradenton/Palma Sola
Lot Size
-

Price history

Date
Event
Price
9/26/2026
Listed for sale
Source: Stellar MLS #A4707537
$325,000
$214/sqft

Neighborhood

4040 Overture Cir #478
Bradenton, FL, 34209 · 34209 - Bradenton/Palma Sola

Market insights

Offer Insights

Choose an offer strength

List price: $325,000
$312,500 – $325,000
96.3% – 100% of listTops out right at the list price
80% of listList price
55 of the last 109 condo closings in 34209 landed at this number or higher (50%). The median one sat 88 days before it went under contract, and this one is on day 14.

Sample: 109 closed condo sales in 34209 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,399/mo
Principal & interest$1,695
Property taxes$542
Insurance$163
Down payment20% · $65,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$325,000

$214 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,520 sq ft

Time on market

14 days

Year built

2008

Monthly payment

About $2,399/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,501 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byMIKE NORMAN REALTY INC.Listing agent: Marianne Norman-EllisListing data from Stellar MLS, MLS# A4707537.

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