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Overview

4 bd3 ba2,466 sqft3 car garageSingle Family
TypeSingle Family
HOA$328/mo
Built2014
Lot12,288 sqft
Living area2,466 sqft
Price / sqft$160
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenLiving Room/Dining Room ComboOpen FloorplanPest Guard SystemPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsSplit Bedroom

4054 River Bank Way is a 2014-built home in River Club, Port Charlotte. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,466 square feet of living space. Listed at $395,777 (about $160/sqft), 3 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $328 monthly.

From the listing

Welcome to this beautifully appointed home located in the desirable River Club community of Punta Gorda. Offering over 2,400 square feet of living space, this residence features an open-concept design enhanced with upscale finishes and a functional layout ideal for both everyday living and entertaining. Step inside to find a spacious great room with abundant natural light, complemented by elegant interior details and upgraded finishes throughout. The gourmet kitchen showcases solid wood cabinetry, solid surface countertops, and ample prep space, seamlessly flowing into the main living and dining areas. The primary suite offers a private retreat with a walk-in closet and a well-appointed en-suite bath designed for comfort and convenience. A split-bedroom floor plan provides added privacy, along with a versatile den perfect for a home office or flex space. Step outside to your private outdoor living area featuring a fully equipped outdoor kitchen—ideal for entertaining and enjoying Florida living year-round. Situated on a premium corner lot, the property provides additional space and a sense of privacy. Additional highlights include a 3-car garage, indoor laundry room, and access to River Club’s gated amenities, including a community pool and fitness center. Conveniently located near shopping, dining, and major roadways, this home blends comfort, style, and location.

The essentials

Built
2014
Price / sqft
$160
On market
11 days
Annual tax
$3,548
HOA
$328/mo
Flood zone
X · Low risk
Lot
12,288 sqft
Type
Single Family Residence

At a glance

Single family
Built 2014
Community pool
Fitness center too
3 car garage
Driveway
0.28 acres
Lot size
2,466 sqft
Living area

Payment

Est. monthly payment
$2,886/mo
Down payment (20%)
$79,155
Property taxes
$296/mo
HOA
$328/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2014
Lot
12,288 sqft
Cooling
Central Air, Attic Fan
Heating
Central, Electric
Parking
Driveway
Days on Market
11
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Pest Guard System
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Walk-in Closet(s)
Window Treatments
Deed Restrictions
Fitness Center
Gated Community - No Guard
Pool
Sidewalks
Special Community Restrictions
Street Lights
Built-in Oven
Dishwasher
Disposal
Dryer
Range
Refrigerator
Washer
Elementary
Peace River Elementary
Middle
Port Charlotte Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,548
Parcel #
402319328023

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
River Club
County
Charlotte
MLS Area
33980 - Port Charlotte
Lot Size
12,288 sqft
Corner Lot
HOA
$328/mo
HAYDEN & ASSOCIATES

Price history

Date
Event
Price
9/28/2026
Listed for sale
Source: Stellar MLS #A4707652
$395,777
$160/sqft

Neighborhood

4054 River Bank Way
Port Charlotte, FL, 33980 · 33980 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $395,777
$380,000 – $395,777
95.8% – 100% of listTops out right at the list price
80% of listList price
76 of the last 150 home closings in 33980 landed at this number or higher (51%). The median one sat 83 days before it went under contract, and this one is on day 11.

Sample: 150 closed home sales in 33980 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,886/mo
Principal & interest$2,064
Property taxes$296
Insurance$198
HOA$328
Down payment20% · $79,155
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$395,777

$160 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,466 sq ft

Time on market

11 days

Year built

2014

Monthly payment

About $2,886/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,548 annual tax bill, insurance, and the $328/mo HOA fee.

HOA fee

$328/mo

Managed by HAYDEN & ASSOCIATES.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOMPASS FLORIDA, LLCListing agent: Sunni HammermeisterListing data from Stellar MLS, MLS# A4707652.

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