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Overview

3 bd3 ba2,800 sqft2 car garageSingle Family
TypeSingle Family
HOA$750/yr
Built1998
Lot10,189 sqft
Living area2,800 sqft
Price / sqft$820
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanPrimary Bedroom Main FloorWalk-in Closet(s)Outdoor ShowerStorageBuilt-in OvenCooktop

103 Sunset Ln is a 1998-built home in Sunset Cove, Anna Maria. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,800 square feet of living space. Listed at $2,295,000 (about $820/sqft), 9 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $750 annually.

From the listing

A Rare Architectural Retreat in Sunset Cove, Steps from the Gulf! Gulf views, effortless beach access and a canvas of rare potential come together in this architectural gem in Sunset Cove, one of Anna Maria Island's most peaceful and private enclaves. The home sits at the end of a quiet cul-de-sac, just steps from dedicated beach access. Stroll out the door and within moments your feet are in sugar-white sand, with the turquoise Gulf stretching out before you. Monthly rental restrictions preserve the neighborhood's relaxed residential character. Designed by acclaimed architect H. Patterson Fletcher in the spirit of Frank Lloyd Wright, the custom-built residence embraces its natural surroundings with open, flowing spaces, abundant light and a seamless connection between indoors and out. Solidly constructed, the 3-bedroom, 2.5-bath home with bonus room rises three distinctive levels above an expansive walled lot, with ample room to create a private pool and a resort-style outdoor sanctuary. Inside, vaulted ceilings and walls of sliding glass bathe the living room in natural light and frame views of swaying palms and the shimmering Gulf beyond. The open kitchen and living area center on a kitchen island, custom solid-wood cabinetry and an oversized skylight that pours sunshine into the heart of the home. Step out to the generous elevated screened lanai for morning coffee, alfresco dining or a front-row seat as the evening sky turns to gold. The primary suite is a private escape, with a wall of sliders opening to its own balcony, a spacious ensuite bath and dual walk-in closets. Upstairs, two distinct sleeping areas and a full bath offer flexible accommodations for guests. The crown jewel is the rooftop deck. Along with the wraparound windows, it reveals sweeping treetop and Gulf views, an unforgettable setting for sunrise coffee, sunset cocktails and evenings under the stars. Below, an oversized garage provides exceptional storage for beach gear, bikes and island toys. This is a home ready for a new owner's vision. Architectural pedigree, privacy, Gulf views and beach access just steps away set the stage for an extraordinary, one-of-a-kind Anna Maria Island retreat.

The essentials

Built
1998
Price / sqft
$820
On market
9 days
Annual tax
$12,004
HOA
$750/yr
Flood zone
AE
Lot
10,189 sqft
Type
Single Family Residence

At a glance

Single family
Built 1998
Water views
Water
2 car garage
10,189 sqft lot
Lot size
2,800 sqft
Living area

Payment

Est. monthly payment
$14,180/mo
Down payment (20%)
$459,000
Property taxes
$1,000/mo
HOA
$750/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1998
Lot
10,189 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
9
Ceiling Fans(s)
Open Floorplan
Primary Bedroom Main Floor
Walk-in Closet(s)
Outdoor Shower
Storage
Built-in Oven
Cooktop
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$12,004
Parcel #
6996400302

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sunset Cove
County
Manatee
MLS Area
34216 - Anna Maria
Lot Size
10,189 sqft
Cul-De-SacFloodZoneStreet Dead-End
HOA
$750/yr
Sunset Cove

Price history

Date
Event
Price
10/5/2026
Listed for sale
Source: Stellar MLS #A4708587
$2,295,000
$820/sqft

Neighborhood

103 Sunset Ln
Anna Maria, FL, 34216 · 34216 - Anna Maria

Market insights

Offer Insights

Choose an offer strength

List price: $2,295,000
$2.16M – $2.29M
94.3% – 100% of listTops out right at the list price
80% of listList price
14 of the last 26 home closings in 34216 landed at this number or higher (54%). The median one sat 152 days before it went under contract, and this one is on day 9.

Sample: 26 closed home sales in 34216 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$14,180/mo
Principal & interest$11,969
Property taxes$1,000
Insurance$1,148
HOA$63
Down payment20% · $459,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$2,295,000

$820 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,800 sq ft

Time on market

9 days

Year built

1998

Monthly payment

About $14,180/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $12,004 annual tax bill, insurance, and the $750/yr HOA fee.

HOA fee

$750/yr

Managed by Sunset Cove.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Brokered byDUNCAN REAL ESTATE, INC.Listing agent: Darcie DuncanListing data from Stellar MLS, MLS# A4708587.

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