738 Spanish Dr S #98, photo 1
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Overview

2 bd2 ba1,140 sqftCondominium
TypeCondominium
Condo dues$1,340/mo
Built1968
Lot1,099,453 sqft
Living area1,140 sqft
Price / sqft$434

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About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorStone CountersThermostatWalk-in Closet(s)Private Entrance

738 Spanish Dr S #98 is a 1968-built home in Spanish Main Yacht Club Condo, Longboat Key. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,140 square feet of living space. Listed at $495,000 (about $434/sqft), 8 days on market. Flood zone AE - confirm flood insurance requirements with your lender. Condo dues run $1,340 monthly.

From the listing

Discover the best of Longboat Key living in this freestanding, well-maintained 2-bedroom, 1.5-bath freestanding villa in the sought-after Spanish Main Yacht Club. With about 1,200 sq ft of living space plus an enclosed Florida room, this light-filled home features plantation shutters, terrazzo flooring and an updated kitchen with wood cabinetry and granite counters. Outside, enjoy a covered carport, private entrance and a private back yard with added privacy, plus block construction and a tile roof. Spanish Main Yacht Club offers deeded private beach access, a heated community pool, clubhouse, shuffleboard, kayak storage and a 40-slip private marina — just a short stroll from Gulf sunsets and minutes from St. Armand's Circle and Sarasota dining and shopping. Buyer association approval required; leasing permitted with a one-month minimum, up to twice annually. Check out the videos of the home and the community now, then call for a tour!

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The essentials

Built
1968
Price / sqft
$434
On market
8 days
Annual tax
$1,820
Condo dues
$1,340/mo
Flood zone
AE
Lot
1,099,453 sqft
Type
Condominium

At a glance

Payment

Est. monthly payment
$4,321/mo
Down payment (20%)
$99,000
Property taxes
$152/mo
Condo dues
$1,340/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1968
Lot
1,099,453 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
8
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Stone Counters
Thermostat
Walk-in Closet(s)
Private Entrance
Buyer Approval Required
Clubhouse
Deed Restrictions
Dishwasher
Dryer
Range
Refrigerator
Washer
Homestead exemption on file In a CDD (Community Development District) Flood Zone AE
Annual Tax (2025)
$1,820
Parcel #
7912900003

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spanish Main Yacht Club Condo
County
Manatee
MLS Area
34228 - Longboat Key
Lot Size
1,099,453 sqft
Condo dues
$1,340/mo
Shane Raniere

Price history

Date
Event
Price
10/8/2026
Listed for sale
Source: Stellar MLS #A4708648
$495,000
$434/sqft

Neighborhood

738 Spanish Dr S #98
Longboat Key, FL, 34228 · 34228 - Longboat Key

Market insights

Offer Insights

Choose an offer strength

List price: $495,000
$467,500 – $495,000
94.3% – 100% of listTops out right at the list price
80% of listList price
71 of the last 141 condo closings in 34228 landed at this number or higher (50%). The median one sat 86 days before it went under contract, and this one is on day 8.

Sample: 141 closed condo sales in 34228 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,321/mo
Principal & interest$2,582
Property taxes$152
Insurance$248
HOA$1,340
Down payment20% · $99,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$495,000

$434 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,140 sq ft

Time on market

8 days

Year built

1968

Monthly payment

About $4,321/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,820 annual tax bill, insurance, and $1,340/mo in condo dues.

Condo dues

$1,340/mo

Managed by Shane Raniere.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byAUM FLORIDA REAL ESTATE LLCListing agent: Geoff ScaleraListing data from Stellar MLS, MLS# A4708648.

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