2825 Terra Ceia Bay Blvd #1402, photo 1
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Overview

3 bd2 ba2,306 sqftCondominium
TypeCondominium
Condo dues$1,025/mo
Built2007
Lot64,019 sqft
Living area2,306 sqft
Price / sqft$216

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Living Room/Dining Room ComboOpen FloorplanStone CountersWalk-in Closet(s)Window TreatmentsBalconyBuyer Approval RequiredCommunity Mailbox

2825 Terra Ceia Bay Blvd #1402 is a 2007-built home in Bay Club Ph I, Palmetto. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,306 square feet of living space. Listed at $499,000 (about $216/sqft), 5 days on market. Flood zone AE - confirm flood insurance requirements with your lender. Condo dues run $1,025 monthly.

From the listing

Enjoy breathtaking, unobstructed open water views across the bay from the comfort of this tranquil luxury residence in Bay Club at Terra Ceia Bay Golf & Country Club. The popular Grandview floor plan features three bedrooms plus an office, an oversized kitchen and great room, spacious bedrooms, and walk-in closets--offering rare space and exceptional value for a condo with amazing water views! The kitchen, complete with a pantry and abundant storage and counter space, opens to the great room and separate dining area, making it perfect for entertaining. Floor-to-ceiling impact siders open to the screened balcony where you can relax and take in the STUNNING SUNSETS over the bay and views of the Sunshine Skyway Bridge. Additional conveniences include an assigned under-building parking space and storage area. Terra Ceia Bay is truly a hidden gem—a gated waterfront and golf community with no membership required, offering an ideal location with easy access to I-275, I-75, and US 41. St. Petersburg and Sarasota are within a 30-minute drive, and Tampa International Airport is less than an hour away. Call today to schedule your private showing of this exceptional waterfront home.

The essentials

Built
2007
Price / sqft
$216
On market
5 days
Annual tax
$5,284
Condo dues
$1,025/mo
Flood zone
AE
Lot
64,019 sqft
Type
Condominium

At a glance

High-rise condo
9 stories · 2007
Water views
Golf Course
Community pool
Shared amenity
Assigned parking
Private balcony
Outdoor space

Payment

Est. monthly payment
$4,317/mo
Down payment (20%)
$99,800
Property taxes
$440/mo
Condo dues
$1,025/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2007
Lot
64,019 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Assigned, Guest, Basement
Days on Market
5
Living Room/Dining Room Combo
Open Floorplan
Stone Counters
Walk-in Closet(s)
Window Treatments
Balcony
Buyer Approval Required
Community Mailbox
Deed Restrictions
Gated Community - No Guard
Golf
No Truck/Rv/Motorcycle Parking
Pool
Sidewalks
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Tankless Water Heater
Washer
Homestead exemption on file In a CDD (Community Development District) Flood Zone AE
Annual Tax (2025)
$5,284
Parcel #
2413213609

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bay Club Ph I
County
Manatee
MLS Area
34221 - Palmetto/Rubonia
Lot Size
64,019 sqft
FloodZoneCity LimitsNear Golf Course
Condo dues
$1,025/mo
Bay Club Condo Association

Price history

Date
Event
Price
10/15/2026
Listed for sale
Source: Stellar MLS #A4708691
$499,000
$216/sqft

Neighborhood

2825 Terra Ceia Bay Blvd #1402
Palmetto, FL, 34221 · 34221 - Palmetto/Rubonia

Market insights

Offer Insights

Choose an offer strength

List price: $499,000
$490,000 – $499,000
98.2% – 100% of listTops out right at the list price
80% of listList price
14 of the last 27 condo closings in 34221 landed at this number or higher (52%). The median one sat 100 days before it went under contract, and this one is on day 5.

Sample: 27 closed condo sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,317/mo
Principal & interest$2,602
Property taxes$440
Insurance$250
HOA$1,025
Down payment20% · $99,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$499,000

$216 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,306 sq ft

Time on market

5 days

Year built

2007

Monthly payment

About $4,317/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,284 annual tax bill, insurance, and $1,025/mo in condo dues.

Condo dues

$1,025/mo

Managed by Bay Club Condo Association.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byMARCUS & COMPANY REALTYListing agent: Ruth HuselListing data from Stellar MLS, MLS# A4708691.

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