2913 Captiva Gardens Dr #2, photo 1
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Overview

2 bd2 ba1,206 sqftVilla
TypeVilla
HOA$650/mo
Built1975
Living area1,206 sqft
Price / sqft$182

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)LightingBuyer Approval RequiredDeed RestrictionsPoolDishwasherRangeRefrigerator

2913 Captiva Gardens Dr #2 is a 1975-built home in Captiva Gardens, Sarasota. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,206 square feet of living space. Listed at $219,000 (about $182/sqft), 7 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $650 monthly.

From the listing

Garden views, two separate living areas, and a short drive to Siesta Key Beach set this 2-bedroom, 2-bath single-story villa in Captiva Gardens apart, a small, landscaped community in Central Sarasota tucked between US-41 and Beneva Road. With 1,206 heated square feet (1,638 total), an attached 1-car garage, and an HOA that handles nearly every exterior chore, it's an easy, low-maintenance way to own in one of Sarasota's most convenient pockets. The ground-level entry opens to a spacious living room with room for a full sofa arrangement and a dining set, while a separate family room gives you a second space for a home office, a reading room, or a TV den that stays out of the main flow. The well laid out kitchen comes with a range, refrigerator, and dishwasher already in place. The primary bedroom and the second bedroom each have built-in closets, and with two full baths, nobody is waiting on a shared bathroom. Ceiling fans keep air moving through the main rooms, and the floors pair carpet in the softer spaces with easy-care ceramic tile where it counts. The enclosed lanai is the spot for morning coffee or an evening wind-down, looking out over mature landscaping and garden views kept green by the community's irrigation system. The attached 1-car garage holds the laundry hookups along with parking and storage, so there's no shared laundry room and no hauling groceries across a lot. Block and stucco construction, a shingle roof, and central air and heat round out the essentials. Captiva Gardens is built around low-maintenance living. The HOA covers cable TV, the community pool, insurance, exterior, grounds, and repair maintenance, pest control, sewer, trash, and water, which takes a long list of monthly bills and weekend projects off your plate. Residents also have use of the clubhouse for gatherings and the community pool, and a lake adds a peaceful backdrop to the grounds. Pets are permitted within association weight limits (16 to 35 lbs), and the community is not age-restricted. Location is a big part of the appeal. Siesta Key Beach, repeatedly ranked the No. 1 beach in the U.S. by Tripadvisor and famous for its powder-soft, 99% quartz sand that stays cool underfoot, is just minutes away for sunset swims and the long-running Sunday drum circle. Closer still, Gulf Gate Village packs more than 150 locally owned shops, restaurants, bakeries, and bars into a walkable district, with grocery stores, everyday services, and the Gulf Gate Library nearby. Downtown Sarasota's dining, theater, and bayfront are a quick drive north on US-41, and Sarasota-Bradenton International Airport is roughly 11 miles away. The home is not currently tenant occupied and is available for cash, conventional, FHA, or VA financing. A single-story Sarasota villa at $219,000 with this much covered by the HOA and the beach this close is worth seeing in person. Schedule your private showing today.

The essentials

Built
1975
Price / sqft
$182
On market
7 days
Annual tax
$1,308
HOA
$650/mo
Flood zone
AE
Type
Villa

At a glance

Villa
Built 1975
Community pool
Shared amenity
1,206 sqft
Living area

Payment

Est. monthly payment
$2,011/mo
Down payment (20%)
$43,800
Property taxes
$109/mo
HOA
$650/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
1975
Lot
-
Cooling
Central Air
Heating
Central
Parking
Ground Level
Days on Market
7
Ceiling Fans(s)
Lighting
Buyer Approval Required
Deed Restrictions
Pool
Dishwasher
Range
Refrigerator
Elementary
Gulf Gate Elementary
Middle
Brookside Middle
High
Riverview High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$1,308
Parcel #
0112011002

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Captiva Gardens
County
Sarasota
MLS Area
34231 - Sarasota/Gulf Gate Branch
Lot Size
-
Level
HOA
$650/mo
Pinnacle Community Management / Patti Pressano

Price history

Date
Event
Price
10/7/2026
Listed for sale
Source: Stellar MLS #A4708917
$219,000
$182/sqft

Neighborhood

2913 Captiva Gardens Dr #2
Sarasota, FL, 34231 · 34231 - Sarasota/Gulf Gate Branch

Market insights

Offer Insights

Choose an offer strength

List price: $219,000
$212,500 – $219,000
97.5% – 100% of listTops out right at the list price
80% of listList price
15 of the last 29 townhouse or villa closings in 34231 landed at this number or higher (52%). The median one sat 23 days before it went under contract, and this one is on day 7.

Sample: 29 closed townhouse or villa sales in 34231 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,011/mo
Principal & interest$1,142
Property taxes$109
Insurance$110
HOA$650
Down payment20% · $43,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$219,000

$182 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,206 sq ft

Time on market

7 days

Year built

1975

Monthly payment

About $2,011/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,308 annual tax bill, insurance, and the $650/mo HOA fee.

HOA fee

$650/mo

Managed by Pinnacle Community Management / Patti Pressano.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Traci BolenListing data from Stellar MLS, MLS# A4708917.

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