Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2027
Different rules apply when you buy new
Build snapshot
- Build year
- 2027
- Builder
- Ask the team — not on MLS
- Community
- GARDENS AT BAY STREET
- Type
- Townhouse
True monthly carry
- HOA
- ~$164/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About this home
1642 East Bay St is a 2027-built home in Gardens At Bay Street, Sarasota. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,464 square feet of living space. Listed at $308,990 (about $211/sqft), 2 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $164 monthly.
Under Construction. Receive up to $10,000 towards closing costs & special interest rates with the use of our preferred lender. Experience comfortable, low-maintenance townhome living at The Gardens at Bay Street. Offering open-concept floor plans, energy-efficient features and high-end finishes, this townhome community is perfect for many lifestyles. The Pearson floor plan offers spacious, modern living with 3 bedrooms, 2.5 bathrooms, and a 1-car garage with 2-car driveways. Step inside and discover an open-concept layout designed for today’s lifestyle, complemented by high-end finishes and energy-efficient features throughout. The kitchen comes equipped with a stainless-steel appliance package, including a range, microwave, refrigerator, dishwasher, and laundry machines. Quartz countertops in both the kitchen and bathrooms add an elegant finishing touch. All-concrete-block construction is utilized for both the first and second floor. Make The Gardens At Bay Street Your Home!
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 65 closed townhouse or villa sales in 34238 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$308,990
$211 per sq ft
Beds and baths
3 beds, 3 baths
Size
1,464 sq ft
Time on market
2 days
Year built
2027
Monthly payment
About $2,330/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $164/mo HOA fee.
HOA fee
$164/mo
Managed by Access Management.
Flood zone
Zone AE
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
Offer
What should I offer?
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