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Overview

3 bd3 ba2,219 sqft2 car garageSingle Family
TypeSingle Family
HOA$250/mo
Built2027
Lot6,758 sqft
Living area2,219 sqft
Price / sqft$356
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2027

Different rules apply when you buy new

Build snapshot

Build year
2027
Builder
Ask the team — not on MLS
Community
GRACEWATER AT SARASOTA
Type
Single Family Residence

True monthly carry

HOA
~$250/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

IN Wall Pest SystemKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersTray Ceiling(s)Walk-in Closet(s)

654 Maldives Trl is a 2027-built home in Gracewater At Sarasota, Sarasota. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,219 square feet of living space. Listed at $790,000 (about $356/sqft), 3 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $250 monthly.

From the listing

Virtually Staged. Under Construction. New construction pond-view home in Gracewater, a gated community in Sarasota just west of I-75 and about 10 minutes from downtown. Now under construction with estimated completion by January 2027. This single-story Waters Edge by Privada Homes offers 3 bedrooms plus a den/office, 3 baths and 2,219 sq. ft. of living area, with an open kitchen and great room, a paver lanai, a front porch and an attached 2-car garage. Upgrades include outdoor kitchen prep with a gas stub and sink rough-in, pool prep with electric and gas, an 8-foot privacy wall, a walk-in shower in a secondary bath and an epoxy garage floor. Built with concrete block and impact-rated windows and sliders throughout, with 10-foot ceilings, 8-foot interior doors and an 8-foot impact garage door. The kitchen has quartz countertops, soft-close cabinetry with 42-inch uppers, stainless appliances and a natural gas range. Also included: a natural gas tankless water heater, 16 SEER2 heat pump system, paver driveway and walkway, structured wiring and a 10-year structural warranty. Homeowners will enjoy the Pura Vida Club, with a beach-entry pool with cabanas and lap lanes, four pickleball courts, a fitness center, a covered outdoor lounge, a dog park and a lifestyle coordinator. Siesta Key and Lido Key beaches are about 20 minutes away, with Sarasota-Bradenton International Airport and University Town Center close by.

The essentials

Built
2027
Price / sqft
$356
On market
3 days
Annual tax
$0
HOA
$250/mo
Flood zone
X · Low risk
Lot
6,758 sqft
Type
Single Family Residence

At a glance

Single family
Built 2027
Community pool
Fitness center too
2 car garage
6,758 sqft lot
Lot size
2,219 sqft
Living area

Payment

Est. monthly payment
$5,785/mo
Down payment (20%)
$158,000
Property taxes
$0/mo
HOA
$250/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2027
Lot
6,758 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
-
Days on Market
3
IN Wall Pest System
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Tray Ceiling(s)
Walk-in Closet(s)
Rain Gutters
Clubhouse
Community Mailbox
Deed Restrictions
Dog Park
Fitness Center
Gated Community - No Guard
Golf Carts OK
Pool
Street Lights
Built-in Oven
Dishwasher
Disposal
Exhaust Fan
Gas Cooktop
Gas Water Heater
Microwave
Range
Refrigerator
Tankless Water Heater
Elementary
Emma E. Booker Elementary
Middle
Booker Middle
High
Booker High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone x
Annual Tax (2027)
$0
Parcel #
0027010078

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Gracewater At Sarasota
County
Sarasota
MLS Area
34234 - Sarasota
Lot Size
6,758 sqft
HOA
$250/mo
Castle Group

Price history

Date
Event
Price
11/12/2026
Listed for sale
Source: Stellar MLS #A4711064
$790,000
$356/sqft

Neighborhood

654 Maldives Trl
Sarasota, FL, 34234 · 34234 - Sarasota

Market insights

Offer Insights

Choose an offer strength

List price: $790,000
$770,000 – $790,000
97.3% – 100% of listTops out right at the list price
80% of listList price
53 of the last 105 home closings in 34234 landed at this number or higher (50%). The median one sat 66 days before it went under contract, and this one is on day 3.

Sample: 105 closed home sales in 34234 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,786/mo
Principal & interest$4,120
Property taxes$1,020
Insurance$395
HOA$250
Down payment20% · $158,000
Interest rate6.80%
Loan term

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Put in your household income and we will tell you where this payment sits.

Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$790,000

$356 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,219 sq ft

Time on market

3 days

Year built

2027

Monthly payment

About $5,785/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $250/mo HOA fee.

HOA fee

$250/mo

Managed by Castle Group.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMICHAEL SAUNDERS & COMPANYListing agent: Deniz SotoListing data from Stellar MLS, MLS# A4711064.

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