2560 Baybreeze St, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot10,106 sqft

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About this home

2560 Baybreeze St is a home in St James City, St James City. Flood zone AE8 - confirm flood insurance requirements with your lender.

From the listing

Pre-construction opportunity. To be built. Sale is for the lot with an existing structure, approved remodel permit with all fees PAID, and pool permit in hand with Design Concepts. Buyer need only submit an owner/builder affidavit with the building department or have their contractor provide required contractor information to the County. All remaining construction and development costs are the Buyer’s responsibility. The remodel permit took over a year to obtain, and the home is fully prepared for transformation. The existing structure requires remodel per the approved building plans, with the planned addition built on top of the existing concrete block walls—no costly house lifting required. The home has been completely gutted, concrete has been cut and hammered for new thickened footings, and all that remains is removal of the trusses and roof. Property includes two existing boat lifts (10,000 lb and 20,000 lb). The approved design features a beautiful open floor plan with vaulted ceilings, blending modern style with classic Old Florida appeal. Planned improvements include 2,075 sq ft of finished living space, a two-car garage, and approximately 1,215 sq ft of flex space on the lower level. Pool design does not encroach beneath the home, as shown in renderings. Enjoy a 10-minute boat ride to open water via the Philips Canal, with easy access to Sanibel, Captiva, and Fort Myers Beach. Located in the heart of golf cart–friendly St. James City, close to the general store, fish market, Galt Preserve, St. Jude Nature Trail, Calusa Heritage Trail, and Pine Island Sound Aquatic Preserve. Community amenities include Civic Association Park events, free concerts, biking and walking paths, tennis and pickleball courts, a heated community pool, playground, tiki restaurants, and weekly live entertainment. Come experience the laid-back island lifestyle you’ve been looking for.

The essentials

On market
549 days
Annual tax
$3,154
Flood zone
AE8
Lot
10,106 sqft
Type
Land

At a glance

Land
Waterfront
Canal - Saltwater
10,106 sqft lot
Lot size

Payment

Est. monthly payment
$2,549/mo
Down payment (20%)
$79,980
Property taxes
$263/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
10,106 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Canal - Saltwater
Days on Market
549
Flood Zone AE8
Annual Tax (2024)
$3,154
Parcel #
02-46-22-08-0000C.0180

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
St James City
County
Lee
MLS Area
33956 - Saint James City
Lot Size
10,106 sqft
BuildableIn CountyLevelPavedUnincorporated

Price history

Date
Event
Price
8/28/2026
Price change
Source: Stellar MLS #C7508625
$399,900-4.6%
4/18/2025
Listed for sale
Source: Stellar MLS #C7508625
$419,000

Neighborhood

2560 Baybreeze St
St James City, FL, 33956 · 33956 - Saint James City

Calculator

Est. monthly payment
$2,548/mo
Principal & interest$2,086
Property taxes$263
Insurance$200
Down payment20% · $79,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$399,900

Time on market

549 days

Monthly payment

About $2,549/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,154 annual tax bill, insurance.

Flood zone

Zone AE8

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byCALENDA REAL ESTATE GROUP,INC.Listing agent: Jennifer CalendaListing data from Stellar MLS, MLS# C7508625.

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