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Overview

3 bd2 ba1,899 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1988
Lot18,996 sqft
Living area1,899 sqft
Price / sqft$292
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsLiving Room/Dining Room ComboSolid Wood CabinetsSplit BedroomStone CountersVaulted Ceiling(s)Walk-in Closet(s)

3522 Fox Ter is a 1988-built home in Port Charlotte Sec 060, Port Charlotte. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,899 square feet of living space. Listed at $555,000 (about $292/sqft), 285 days on market. Flood zone 9AE - confirm flood insurance requirements with your lender.

From the listing

BRAND NEW SEAWALL JUST COMPLETED. Welcome to a rare slice of WATERFRONT luxury in the highly desired GULF COVE area, an impeccably maintained 3-bedroom, 2-bathroom POOL HOME situated on stunning OVERSIZED 0.44 ACRE pie-shaped lot. With nearly 56 FEET OF SERENE WATERFRONT and located just feet from the Myakka River, this residence offers the ultimate blend of elegance, privacy, and true Florida coastal living. From the moment you arrive, the home’s pristine condition and thoughtful upgrades stand out. A NEW ROOF (2018), A/C SYSTEM (2016), and WATER HEATER (2016) provide peace of mind, while the home’s elevated positioning and smart site design have contributed to NO FLOODING HISTORY. Inside, the 2018 FULL KITCHEN RENOVATION showcases beautiful cabinetry, modern finishes, and an effortless flow into the main living spaces. NEW FLOORING (2018) carries you throughout the home, adding warmth, style, and continuity. Expansive windows and sliders maximize natural light and frame gorgeous water views from multiple angles. The split-bedroom layout ensures comfort and privacy, while the spacious primary suite enhances the luxury feel with tranquil pool and canal vistas. Step outside to your own private oasis, the sparkling pool is the centerpiece of the outdoor living area, surrounded by a generous screened lanai perfect for relaxing, dining, and entertaining. With an oversized lot, the property delivers exceptional outdoor space rarely found in the community ideal for gardening, extensions, or simply enjoying the added privacy and wide waterfront panorama. Situated just MOMENTS FROM OPEN WATER, boating and recreation opportunities are endless, and you're only a short drive from shopping, dining, golf courses, and Gulf beaches. Yet the peacefulness of this quiet, established neighborhood makes it feel worlds away. Beautifully updated, meticulously cared for, and positioned on one of the most unique waterfront settings in Port Charlotte, this home is a standout opportunity for those seeking luxury, comfort, and exceptional lifestyle living.

The essentials

Built
1988
Price / sqft
$292
On market
329 days
Annual tax
$10,673
Flood zone
9AE
Lot
18,996 sqft
Type
Single Family Residence

At a glance

Single family
Built 1988
Waterfront
Canal - Saltwater
Private pool
Gunite
2 car garage
0.44 acres
Lot size

Payment

Est. monthly payment
$4,062/mo
Down payment (20%)
$111,000
Property taxes
$889/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1988
Lot
18,996 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
Gunite, In Ground, Screen Enclosure
Waterfront
Canal - Saltwater, River Front
Days on Market
329
Ceiling Fans(s)
High Ceilings
Living Room/Dining Room Combo
Solid Wood Cabinets
Split Bedroom
Stone Counters
Vaulted Ceiling(s)
Walk-in Closet(s)
Lighting
Private Mailbox
Rain Gutters
Park
Playground
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer
Elementary
Myakka River Elementary
Middle
L.A. Ainger Middle
High
Lemon Bay High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone 9AE
Annual Tax (2024)
$10,673
Parcel #
402119453010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 060
County
Charlotte
MLS Area
33981 - Port Charlotte
Lot Size
18,996 sqft
Cul-De-Sac

Price history

Date
Event
Price
11/14/2025
Listed for sale
Source: Stellar MLS #C7517756
$555,000
$292/sqft

Neighborhood

3522 Fox Ter
Port Charlotte, FL, 33981 · 33981 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $555,000
$530,000 – $555,000
95.7% – 100% of listTops out right at the list price
80% of listList price
229 of the last 453 home closings in 33981 landed at this number or higher (51%). The median one sat 89 days before it went under contract, and this one is on day 329.

Sample: 453 closed home sales in 33981 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,061/mo
Principal & interest$2,895
Property taxes$889
Insurance$278
Down payment20% · $111,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$555,000

$292 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,899 sq ft

Time on market

329 days

Year built

1988

Monthly payment

About $4,062/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $10,673 annual tax bill, insurance.

Flood zone

Zone 9AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

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Brokered byGRANT TEAM REAL ESTATE, LLCListing agent: Christopher GrantListing data from Stellar MLS, MLS# C7517756.

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