19310 Water Oak Dr #103, photo 1
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Overview

2 bd2 ba1,227 sqftCondominium
TypeCondominium
HOA$925/qtr
Built2001
Lot1,521 sqft
Living area1,227 sqft
Price / sqft$174

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Crown MoldingThermostatSliding DoorsDeed RestrictionsGated Community - No GuardPoolTennis Court(s)Dishwasher

19310 Water Oak Dr #103 is a 2001-built home in Waters Edge Heritage Oak Park, Port Charlotte. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,227 square feet of living space. Listed at $213,000 (about $174/sqft), 302 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $925 quarterly.

From the listing

Enjoy easy Florida living in this well-kept 2-bedroom, 2-bath condo in Heritage Oak Park, known for reasonable HOA fees and great community amenities. Inside, the home features all tile flooring, an adorable kitchen with Corian counters and added cabinetry at the bar with a wine rack. The primary suite offers dual sinks, a walk-in closet, a tiled shower, and lanai access. The guest bath includes a tile shower and tub. A/C was installed in 2020. Relax on the tiled, screened lanai with a wooded view, and enjoy a friendly community in the heart of Port Charlotte. Additional highlights include a covered carport, private storage, guest parking, and in-unit laundry. Heritage Oak Park offers resort-style amenities, including a heated pool, clubhouse, fitness center, pickleball, tennis, walking trails, and a fishing pond in a golf-cart-friendly setting.

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The essentials

Built
2001
Price / sqft
$174
On market
302 days
Annual tax
$3,279
HOA
$925/qtr
Flood zone
X · Low risk
Lot
1,521 sqft
Type
Condominium

At a glance

Condo
Built 2001
Community pool
Shared amenity
Assigned parking
1,227 sqft
Living area

Payment

Est. monthly payment
$1,799/mo
Down payment (20%)
$42,600
Property taxes
$273/mo
HOA
$925/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2001
Lot
1,521 sqft
Cooling
Central Air
Heating
Electric
Parking
Assigned, Covered
Days on Market
302
Crown Molding
Thermostat
Sliding Doors
Deed Restrictions
Gated Community - No Guard
Pool
Tennis Court(s)
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$3,279
Parcel #
402208601043

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Waters Edge Heritage Oak Park
County
Charlotte
MLS Area
33948 - Port Charlotte
Lot Size
1,521 sqft
Paved
HOA
$925/qtr
Valerie Stark

Price history

Date
Event
Price
3/5/2026
Price change
Source: Stellar MLS #C7518825
$213,000-0.9%
$174/sqft
12/12/2025
Listed for sale
Source: Stellar MLS #C7518825
$215,000
$175/sqft

Neighborhood

19310 Water Oak Dr #103
Port Charlotte, FL, 33948 · 33948 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $213,000
$205,000 – $213,000
96.1% – 100% of listTops out right at the list price
80% of listList price
11 of the last 20 condo closings in Port Charlotte landed at this number or higher (55%). The median one sat 50 days before it went under contract, and this one is on day 302 after a $2,000 cut.

Sample: 20 closed condo sales in Port Charlotte over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A small sample in a thin market. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,799/mo
Principal & interest$1,111
Property taxes$273
Insurance$107
HOA$308
Down payment20% · $42,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$213,000

$174 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,227 sq ft

Time on market

302 days

Year built

2001

Monthly payment

About $1,799/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,279 annual tax bill, insurance, and the $925/qtr HOA fee.

HOA fee

$925/qtr

Managed by Valerie Stark.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byENGEL & VOELKERS VENICE DOWNTOWNListing agent: Annette WorthListing data from Stellar MLS, MLS# C7518825.

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