3285 Santa Barbara Dr, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot10,003 sqft

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About this home

3285 Santa Barbara Dr is a home in Harbor Heights Sec 06 Pt 01, Punta Gorda. Flood zone AE 10' - confirm flood insurance requirements with your lender.

From the listing

The property features a CONCRETE seawall, is CLEARED, and IMPACT FEES ARE ALREADY PAID, making this lot truly ready to go. As a bonus, the neighboring lot (MLS #C7510583) is also available for purchase from a different owner, presenting a rare opportunity to secure additional waterfront frontage, create a larger estate-sized homesite, or preserve extra privacy. Discover the perfect opportunity to build your Florida waterfront dream in the desirable Harbour Heights community of Punta Gorda, FL. This waterfront lot offers quick and easy access to the Peace River and beyond to Charlotte Harbor and the Gulf—ideal for boating, fishing, and enjoying the Southwest Florida lifestyle. Just 1.1 miles away, residents enjoy the newly upgraded Harbour Heights Park, offering a public boat ramp, day docks, pavilion, tennis courts, shuffleboard, playground, and a beautiful park-like setting. Conveniently located near I-75, this location provides easy access to Punta Gorda, dining, shopping, and travel—while still delivering peaceful waterfront living. Whether you’re planning a full-time residence or a seasonal retreat, this property checks all the boxes for Southwest Florida waterfront living.

The essentials

On market
286 days
Annual tax
$1,739
Flood zone
AE 10'
Lot
10,003 sqft
Type
Land

At a glance

Land
Waterfront
Canal - Brackish
10,003 sqft lot
Lot size

Payment

Est. monthly payment
$659/mo
Down payment (20%)
$18,000
Property taxes
$145/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
10,003 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Canal - Brackish
Days on Market
286
Elementary
Deep Creek Elementary
Middle
Punta Gorda Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE 10'
Annual Tax (2025)
$1,739
Parcel #
402322183003

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harbor Heights Sec 06 Pt 01
County
Charlotte
MLS Area
33983 - Punta Gorda
Lot Size
10,003 sqft
BuildableClearedPaved

Price history

Date
Event
Price
9/4/2026
Price change
Source: Stellar MLS #C7519526
$90,000-5.3%
-
Price change
Source: Stellar MLS #C7519526
$95,000-24.0%
12/31/2025
Listed for sale
Source: Stellar MLS #C7519526
$125,000

Neighborhood

3285 Santa Barbara Dr
Punta Gorda, FL, 33983 · 33983 - Punta Gorda

Calculator

Est. monthly payment
$659/mo
Principal & interest$469
Property taxes$145
Insurance$45
Down payment20% · $18,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$90,000

Time on market

286 days

Monthly payment

About $659/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,739 annual tax bill, insurance.

Flood zone

Zone AE 10'

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byRE/MAX PALM REALTYListing agent: Kris NicholsListing data from Stellar MLS, MLS# C7519526.

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