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About this home
3285 Santa Barbara Dr is a home in Harbor Heights Sec 06 Pt 01, Punta Gorda. Flood zone AE 10' - confirm flood insurance requirements with your lender.
The property features a CONCRETE seawall, is CLEARED, and IMPACT FEES ARE ALREADY PAID, making this lot truly ready to go. As a bonus, the neighboring lot (MLS #C7510583) is also available for purchase from a different owner, presenting a rare opportunity to secure additional waterfront frontage, create a larger estate-sized homesite, or preserve extra privacy. Discover the perfect opportunity to build your Florida waterfront dream in the desirable Harbour Heights community of Punta Gorda, FL. This waterfront lot offers quick and easy access to the Peace River and beyond to Charlotte Harbor and the Gulf—ideal for boating, fishing, and enjoying the Southwest Florida lifestyle. Just 1.1 miles away, residents enjoy the newly upgraded Harbour Heights Park, offering a public boat ramp, day docks, pavilion, tennis courts, shuffleboard, playground, and a beautiful park-like setting. Conveniently located near I-75, this location provides easy access to Punta Gorda, dining, shopping, and travel—while still delivering peaceful waterfront living. Whether you’re planning a full-time residence or a seasonal retreat, this property checks all the boxes for Southwest Florida waterfront living.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$90,000
Time on market
286 days
Monthly payment
About $659/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,739 annual tax bill, insurance.
Flood zone
Zone AE 10'
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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