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Overview

2 bd2 ba1,471 sqftManufactured Home
TypeManufactured Home
HOA$196/mo
Built1996
Lot4,997 sqft
Living area1,471 sqft
Price / sqft$109

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesEat-in KitchenKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsThermostatVaulted Ceiling(s)

495 Schooner St is a 1996-built home in Harbor Isles Ph 5, North Port. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,471 square feet of living space. Listed at $159,900 (about $109/sqft), 279 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $196 monthly.

From the listing

BRING ANY AND ALL OFFERS! Property is being SOLD AS-IS, with the seller making NO REPAIRS. There is an open code violation related to the carport being installed without the required permit. The carport requires minor modifications to bring it into compliance. Drawings and survey have already been completed and are available to assist with the permitting process. AMAZING WATER VIEWS!! Lowest-priced waterfront property on the market. Updated, modern home, perfectly situated on Lake Dolphin in the premier 55+ gated community of Harbor Isles. Land owned. BRAND NEW VAPOR BARRIER. Seller states home has a newer metal roof, a carport, and a shed. 2022 A/C. This home offers unobstructed, panoramic views of Lake Dolphin and is just 0.1 miles from the community boat ramp and kayak launch. The modern kitchen opens to a spacious living area ideal for entertaining, featuring an oversized island, new stainless steel appliances, a wall oven, and cooktop. The primary bedroom offers an ensuite updated bathroom and two walk-in closets, while the guest bedroom includes its own ensuite bathroom and walk-in closet, providing comfort and privacy for residents and guests. Spacious, long, and wide carport with plenty of parking, complemented by an oversized shed featuring a conveniently located washer and dryer. Harbor Isles is a premier, gated 55+ community situated along the scenic Myakka River, just minutes from the Gulf of America. LOW HOA $196 a month. NO LOT Rent. Residents enjoy an impressive array of amenities, including a heated pool and spa, state-of-the-art fitness center, tennis and pickleball courts, bocce and shuffleboard, an expansive clubhouse, library, and a marina offering boat and kayak access to the Gulf. This pet-friendly community features a vibrant social calendar with clubs and activities for every interest, making Harbor Isles the perfect place to enjoy an active and relaxed Florida lifestyle. There is plenty of wildlife to enjoy; herons, egrets, cranes, ibis, parrots, even alligators and manatees! Conveniently located within minutes of Downtown Wellen Park, Costco, shopping, restaurants, and a short drive to beautiful Gulf Beaches. Schedule a viewing today and make this dream home a reality!

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The essentials

Built
1996
Price / sqft
$109
On market
279 days
Annual tax
$2,761
HOA
$196/mo
Flood zone
AE
Lot
4,997 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 1996
Waterfront
Lake Front
Community pool
Fitness center too
4,997 sqft lot
Lot size
1,471 sqft
Living area

Payment

Est. monthly payment
$1,340/mo
Down payment (20%)
$31,980
Property taxes
$230/mo
HOA
$196/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
1996
Lot
4,997 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
-
Waterfront
Lake Front
Days on Market
279
Built-in Features
Eat-in Kitchen
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Wet Bar
Window Treatments
Lighting
Private Entrance
Private Mailbox
Rain Gutters
Storage
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - No Guard
Golf Carts OK
Park
Pool
Tennis Court(s)
Built-in Oven
Cooktop
Dishwasher
Dryer
Microwave
Refrigerator
Washer
Flood Zone AE
Annual Tax (2025)
$2,761
Parcel #
0789155518

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harbor Isles Ph 5
County
Sarasota
MLS Area
34287 - North Port/Venice
Lot Size
4,997 sqft
Near Marina
HOA
$196/mo
Bethany Ray

Price history

Date
Event
Price
10/7/2026
Price change
Source: Stellar MLS #C7519625
$159,900-3.0%
$109/sqft
-
Price change
Source: Stellar MLS #C7519625
$164,900-17.5%
$112/sqft
1/5/2026
Listed for sale
Source: Stellar MLS #C7519625
$199,900
$136/sqft

Neighborhood

495 Schooner St
North Port, FL, 34287 · 34287 - North Port/Venice

Market insights

Offer Insights

Choose an offer strength

List price: $159,900
$155,000 – $159,900
96.9% – 100% of listTops out right at the list price
80% of listList price
151 of the last 300 home closings in 34287 landed at this number or higher (50%). The median one sat 69 days before it went under contract, and this one is on day 279 after a $40,000 cut.

Sample: 300 closed home sales in 34287 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,340/mo
Principal & interest$834
Property taxes$230
Insurance$80
HOA$196
Down payment20% · $31,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$159,900

$109 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,471 sq ft

Time on market

279 days

Year built

1996

Monthly payment

About $1,340/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,761 annual tax bill, insurance, and the $196/mo HOA fee.

HOA fee

$196/mo

Managed by Bethany Ray.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byREALTY ONE GROUP MVPListing agent: Dena Sternquist PAListing data from Stellar MLS, MLS# C7519625.

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