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Overview

3 bd2 ba2,355 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2001
Lot10,664 sqft
Living area2,355 sqft
Price / sqft$376
Garage2 car

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About this home

Built-in FeaturesCeiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboSolid Surface Counters

400 Gun Cay Ln is a 2001-built home in Punta Gorda Isles Sec 11, Punta Gorda. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,355 square feet of living space. Listed at $885,000 (about $376/sqft), 273 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

CUSTOM WATERFRONT HOME WITH POOL and ACCESS TO GULF/OCEAN!!! Waterfront Luxury Home on Blue Crab Bay — Direct Access to Charlotte Harbor! Experience true waterfront living in this 2001 custom-built Sand Star home, perfectly situated on Blue Crab Bay with breathtaking intersecting canal views and direct access to Charlotte Harbor. Boaters will love the convenience of being just 13 minutes from Fishermen’s Village by water, with only one bridge to pass through. The property boasts approximately 140 feet of seawall and a concrete double dock (7' x 30') equipped with electricity, water supply, and a 13,000 lb. boat lift—tailor-made for fishing and powerboat enthusiasts. Home Highlights include 3 Bedrooms & 2 Bathrooms, 2,355 sq. ft. of living space (3,385 sq. ft. total), heated pool and spa with a waterfall feature overlooking the canal, Smart home security system with interior and exterior cameras and an open concept and split-bedroom floor plan designed for comfort and easy access. Step through the foyer into an elegant living space that flows seamlessly between the guest living room, formal dining area, dinette, and family room—all connected by tall sliding glass doors framing panoramic waterfront views. The primary suite exudes luxury and privacy with tray ceilings, crown molding, and natural light throughout. The primary bath includes a soaking tub, walk-in shower, dual sinks, and dual walk-in closets. An adjacent office opens directly to the lanai, perfect for working in serene surroundings. The gourmet kitchen features maple cabinetry, full appliances, a breakfast bar, and abundant storage space. Additional built-ins, bookshelves, ceiling speakers, and aquarium-style dinette windows enhance the home’s stylish character. Enjoy outdoor living at its finest with a screened lanai, poolside firepit, outdoor speakers and tranquil canal views that stretch across the horizon. A small workshop in the garage and ample parking add everyday convenience. Best of all, there’s no HOA, giving you freedom to fully enjoy your waterfront lifestyle. Nearby amenities include lots of dining & entertainment options including downtown Punta Gorda, Fishermen’s Village, Laishley Crab House, Gilchrist Park, and more while also being in close proximity to local beaches including Boca Grande, Cayo Costa, Englewood, and Venice and the Punta Gorda Airport is just 10 minutes away. Discover your tropical oasis — a perfect blend of elegance, comfort, and waterfront adventure. The owner is open to including some furnishings with the sale. This home truly has it all — and it won’t last long!

The essentials

Built
2001
Price / sqft
$376
On market
273 days
Annual tax
$8,625
Flood zone
AE
Lot
10,664 sqft
Type
Single Family Residence

At a glance

Single family
Built 2001
Waterfront
Canal - Freshwater
Private pool
Heated
2 car garage
Garage Door Opener
10,664 sqft lot
Lot size

Payment

Est. monthly payment
$5,777/mo
Down payment (20%)
$177,000
Property taxes
$719/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2001
Lot
10,664 sqft
Cooling
Central Air
Heating
Central, Heat Recovery Unit
Parking
Garage Door Opener, Garage Faces Side, Guest, Open
Pool
Deck, Gunite, Heated, In Ground, Lighting, Outside Bath Access, Tile
Waterfront
Canal - Freshwater, Canal - Saltwater
Days on Market
273
Built-in Features
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Solid Surface Counters
Solid Wood Cabinets
Thermostat
Tray Ceiling(s)
Vaulted Ceiling(s)
Walk-in Closet(s)
Wet Bar
Window Treatments
Built-in Oven
Convection Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Kitchen Reverse Osmosis System
Microwave
Range Hood
Refrigerator
Washer
Water Softener
Wine Refrigerator
Elementary
Sallie Jones Elementary
Middle
Punta Gorda Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone AE
Annual Tax (2025)
$8,625
Parcel #
412307351001

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Punta Gorda Isles Sec 11
County
Charlotte
MLS Area
33950 - Punta Gorda
Lot Size
10,664 sqft
Cul-De-SacKey Lot

Price history

Date
Event
Price
6/3/2026
Price change
Source: Stellar MLS #C7519992
$885,000-1.7%
$376/sqft
1/10/2026
Listed for sale
Source: Stellar MLS #C7519992
$900,000
$382/sqft

Neighborhood

400 Gun Cay Ln
Punta Gorda, FL, 33950 · 33950 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $885,000
$860,000 – $885,000
96.9% – 100% of listTops out right at the list price
80% of listList price
138 of the last 274 home closings in 33950 landed at this number or higher (50%). The median one sat 67 days before it went under contract, and this one is on day 273 after a $15,000 cut.

Sample: 274 closed home sales in 33950 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,777/mo
Principal & interest$4,616
Property taxes$719
Insurance$443
Down payment20% · $177,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$885,000

$376 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,355 sq ft

Time on market

273 days

Year built

2001

Monthly payment

About $5,777/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,625 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered bySUNCOAST CHOICE REALTYListing agent: Rosita Estrella-FuentesListing data from Stellar MLS, MLS# C7519992.

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