3925 Magnolia Way, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot8,640 sqft

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About this home

3925 Magnolia Way is a home in Waterway Colony, Punta Gorda. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

PRICE REDUCED! This Prime Waterfront Vacant Lot with Canal Access to Charlotte Harbor is mostly cleared and ready for you to put on your finishing touches. Unlock the coastal Florida lifestyle with this exceptional vacant residential parcel on a saltwater canal in beautiful Punta Gorda. This rare waterfront lot offers direct access to a scenic canal system that leads to Charlotte Harbor — perfect for boating, fishing, and sun-soaked cruising right from your backyard. Imagine stepping out from your future dock, casting off without delay, and cruising through the peaceful canal waters toward open water. Punta Gorda’s canal network connects seamlessly to Charlotte Harbor, one of Southwest Florida’s premier boating destinations, offering effortless access to the Gulf of Mexico and endless aquatic adventures. For unforgettable waterfront dining and local flavor, boaters often make the trip to the Riviera Bar & Grill on Alligator Creek — a beloved local hotspot with dockage available. Water taxi operators and local boaters report that such excursions to the restaurant typically take about 1 hour and 15 minutes or more each way depending on vessel speed and route, making for a perfect half-day outing on the water. Whether you’re envisioning a custom home with panoramic water views, a private boating haven, or an investment in premier Punta Gorda real estate, this lot is a rare opportunity to embrace the quintessential Florida waterfront lifestyle.

The essentials

On market
265 days
Annual tax
$1,562
Flood zone
AE
Lot
8,640 sqft
Type
Land

At a glance

Land
Waterfront
Canal - Brackish
8,640 sqft lot
Lot size

Payment

Est. monthly payment
$630/mo
Down payment (20%)
$17,500
Property taxes
$130/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
8,640 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Canal - Brackish
Days on Market
265
Flood Zone AE
Annual Tax (2025)
$1,562
Parcel #
412318353015

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Waterway Colony
County
Charlotte
MLS Area
33950 - Punta Gorda
Lot Size
8,640 sqft
BuildableCleared

Price history

Date
Event
Price
6/26/2026
Price change
Source: Stellar MLS #C7520441
$87,500-4.9%
-
Price change
Source: Stellar MLS #C7520441
$92,000-8.0%
1/17/2026
Listed for sale
Source: Stellar MLS #C7520441
$100,000

Neighborhood

3925 Magnolia Way
Punta Gorda, FL, 33950 · 33950 - Punta Gorda

Calculator

Est. monthly payment
$630/mo
Principal & interest$456
Property taxes$130
Insurance$44
Down payment20% · $17,500
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$87,500

Time on market

265 days

Monthly payment

About $630/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,562 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byEXP REALTY LLCListing agent: Robbi OlsonListing data from Stellar MLS, MLS# C7520441.

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