12 Freeman Ave, photo 1
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Overview

0 baLand
TypeLand
HOA$256/mo
Lot4,559 sqft

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About this home

Gated Community - No GuardGolf Carts OKPoolSpecial Community Restrictions

12 Freeman Ave is a home in Windmill Village, Punta Gorda. Flood zone 9AE - confirm flood insurance requirements with your lender. HOA runs $256 monthly.

From the listing

Discover the perfect opportunity to craft your dream Florida lifestyle in the vibrant, resident-owned 55+ community of Windmill Village in Punta Gorda. This vacant lot serves as your ready-to-build blank canvas in one of Southwest Florida's most sought-after active adult waterfront communities, with direct access to Charlotte Harbor for effortless boating adventures, sunset cruises, or quick trips to the Gulf. Windmill Village offers an abundance of amenities designed for an engaging, social retirement: two private marinas with a boat ramp, a sparkling heated pool with a pavilion for gatherings, shuffleboard, bocce ball, horseshoes, indoor pickleball, billiards, cornhole, and a large community center hosting bingo nights, clubs, and year-round events tailored to diverse hobbies. The lot is already cleared and leveled, primed for your custom manufactured home, and the low monthly HOA fee covers essential perks like water, sewer, trash pickup, common area maintenance, and road upkeep—delivering true hassle-free living. Note that the purchase price excludes a one-time $18,285 Buy-In Share and Bond, which is fully refunded upon resale. Conveniently located just minutes from historic downtown Punta Gorda—famed for its charming shops, waterfront dining, weekly farmers markets, and live entertainment—you're also a short drive from award-winning Gulf Coast beaches for relaxing day trips or getaways. Punta Gorda has earned accolades as a top small place to live, including recognition from Money Magazine and Forbes for its quality of life and appeal. Whether envisioning a seasonal retreat or a permanent paradise, this lot in a welcoming, well-maintained, gated neighborhood provides the ideal setting to build and enjoy an active, vacation-like every day. Don't miss your chance to secure a slice of Southwest Florida heaven in Windmill Village! Note: This lot is now vacant with no home on it.

The essentials

On market
218 days
Annual tax
$461
HOA
$256/mo
Flood zone
9AE
Lot
4,559 sqft
Type
Land

At a glance

Land
Community pool
Shared amenity
4,559 sqft lot
Lot size

Payment

Est. monthly payment
$637/mo
Down payment (20%)
$12,000
Property taxes
$38/mo
HOA
$256/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
4,559 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
218
Gated Community - No Guard
Golf Carts OK
Pool
Special Community Restrictions
Flood Zone 9AE
Annual Tax (2025)
$461
Parcel #
412319203917

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Windmill Village
County
Charlotte
MLS Area
33950 - Punta Gorda
Lot Size
4,559 sqft
HOA
$256/mo
Liz Dewar

Price history

Date
Event
Price
3/9/2026
Listed for sale
Source: Stellar MLS #C7523102
$60,000

Neighborhood

12 Freeman Ave
Punta Gorda, FL, 33950 · 33950 - Punta Gorda

Calculator

Est. monthly payment
$637/mo
Principal & interest$313
Property taxes$38
Insurance$30
HOA$256
Down payment20% · $12,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$60,000

Time on market

218 days

Monthly payment

About $637/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $461 annual tax bill, insurance, and the $256/mo HOA fee.

HOA fee

$256/mo

Managed by Liz Dewar.

Flood zone

Zone 9AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered bySELLSTATE VISION REALTYListing agent: Wendy DeckerListing data from Stellar MLS, MLS# C7523102.

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