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About this home
11923 SW Loop Ter is a 2004-built home in Second Spring Lake Add, Arcadia. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,325 square feet of living space. Listed at $179,000 (about $77/sqft), 206 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Two homes. One opportunity. And honestly… this is the kind of setup people are always hoping hits the market. Let’s start with the main house, because she’s ready for her moment. Over 1,700 square feet, a split floor plan, tons of natural light, and a layout that just makes sense. It’s bright, it’s spacious, and it’s move-in ready… which means you can actually spend your weekends enjoying your new place instead of living at Home Depot. Now let’s talk about the bonus everyone secretly wants… the guest house. Two bedrooms, one bathroom, and just far enough away to give everyone their own space (because we love our people… but we also love a little distance). Whether you’re thinking multi-generational living, a spot for guests, a rental opportunity, or even a private office setup, this is where the flexibility really kicks in. It will need a little love before it’s fully ready, but nothing a few productive weekends can’t handle. Think of it as your value-add moment. Sitting on over a third of an acre, you’ve got just enough land to enjoy without signing yourself up for a full-time landscaping job. And the location? It checks every box. Quick access to I-75, close to shopping and restaurants, easy drive to Punta Gorda Airport, and plenty of nearby golf to keep things fun. And let’s not skip over the updates, because these are the ones that matter: Roof (main house) 2022. HVAC 2021. Water heater 2025. Well regularly serviced. Translation: big-ticket items already handled. This isn’t just a property… it’s options. Live in one, host in the other. Rent one, keep one. Work from one, retreat to the other. However you slice it, this one just makes sense.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Sample: 23 closed home sales in 34269 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$179,000
$77 per sq ft
Beds and baths
5 beds, 3 baths
Size
2,325 sq ft
Time on market
206 days
Year built
2004
Monthly payment
About $1,199/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,102 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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