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About this home
125 McCoy Dr is a 1951-built home in Smoak Brothers Add, Lake Placid. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,534 square feet of living space. Listed at $465,000 (about $303/sqft), 198 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Welcome to your private slice of paradise on beautiful Lake McCoy! This wonderfully updated 3-bedroom, 2-bath home offers the perfect blend of modern upgrades and relaxed waterfront living. Step inside to find stylish tile wood flooring throughout, along with updated plumbing and electrical systems for peace of mind. The spacious layout includes a generously sized walk-in pantry and an indoor laundry area designed for convenience. This home is packed with valuable upgrades, including a whole-house generator, a 400-gallon underground propane tank, hurricane impact windows, and a durable metal roof installed in 2018. Stay comfortable year-round with a newer air conditioning system (2023) and enjoy added functionality with gutters and updated walkways. Outside is where this property truly shines—situated on the crystal-clear waters of Lake McCoy, featuring your very own white sand beach. Whether you’re relaxing by the shore, entertaining guests, or soaking in the serene lake views, this is Florida living at its finest. The seawall was updated in 2019, offering both beauty and long-term stability. If you’ve been dreaming of peaceful lakefront living with modern upgrades already in place, this is the one you’ve been waiting for.
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$465,000
$303 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,534 sq ft
Time on market
198 days
Year built
1951
Monthly payment
About $2,795/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,656 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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