5238 Montserrat CT, photo 1
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Overview

4 bd2 ba2,390 sqft2 car garageSingle Family
TypeSingle Family
HOA$217/yr
Built1994
Lot10,890 sqft
Living area2,390 sqft
Price / sqft$154
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsThermostatWalk-in Closet(s)DishwasherMicrowaveRangeRefrigerator

5238 Montserrat CT is a 1994-built home in Island Walk East Add, Lakeland. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,390 square feet of living space. Listed at $367,500 (about $154/sqft), 193 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $217 annually.

From the listing

Discover this spacious 4 bedroom, 2 bathroom home offering 2,390 sq ft of comfortable living space. The home features a well-designed layout with expansive living and dining areas that flow into the kitchen, creating an ideal setting for everyday living and entertaining. The primary suite includes a private bathroom and generous closet space, while the additional bedrooms provide flexibility for family, guests, or a home office. Outside, enjoy a nicely sized yard with enclosed patio. Offering room to relax or customize to your needs. Located in a quiet residential neighborhood, this move-in ready home is easy to show and ready for its next owner.

The essentials

Built
1994
Price / sqft
$154
On market
193 days
Annual tax
$5,089
HOA
$217/yr
Flood zone
X · Low risk
Lot
10,890 sqft
Type
Single Family Residence

At a glance

Single family
Built 1994
2 car garage
Driveway
0.25 acres
Lot size
2,390 sqft
Living area

Payment

Est. monthly payment
$2,543/mo
Down payment (20%)
$73,500
Property taxes
$424/mo
HOA
$217/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1994
Lot
10,890 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Days on Market
193
Ceiling Fans(s)
High Ceilings
Thermostat
Walk-in Closet(s)
Dishwasher
Microwave
Range
Refrigerator
Elementary
Highland Grove Elem
Middle
Lakeland Highlands Middl
High
George Jenkins High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$5,089
Parcel #
24-29-10-280553-002290

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Island Walk East Add
County
Polk
MLS Area
33812 - Lakeland
Lot Size
10,890 sqft
HOA
$217/yr
AIA Property Management/ Shelby McSwain

Price history

Date
Event
Price
10/8/2026
Price change
Source: Stellar MLS #C7524265
$367,500-0.7%
$154/sqft
-
Price change
Source: Stellar MLS #C7524265
$370,000-7.5%
$155/sqft
4/2/2026
Listed for sale
Source: Stellar MLS #C7524265
$400,000
$167/sqft

Neighborhood

5238 Montserrat CT
Lakeland, FL, 33812 · 33812 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $367,500
$365,000 – $367,500
99.5% – 100% of listTops out right at the list price
80% of listList price
40 of the last 70 home closings in 33812 landed at this number or higher (57%). The median one sat 31 days before it went under contract, and this one is on day 193 after a $32,500 cut.

Sample: 70 closed home sales in 33812 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,543/mo
Principal & interest$1,917
Property taxes$424
Insurance$184
HOA$18
Down payment20% · $73,500
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$367,500

$154 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,390 sq ft

Time on market

193 days

Year built

1994

Monthly payment

About $2,543/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,089 annual tax bill, insurance, and the $217/yr HOA fee.

HOA fee

$217/yr

Managed by AIA Property Management/ Shelby McSwain.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered bySOVEREIGN REAL ESTATE GROUPListing agent: Raul PinoListing data from Stellar MLS, MLS# C7524265.

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