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About this home
312 Winchester Way is a 1990-built home in Village Of Somerset Woods, Palm Harbor. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,500 square feet of living space. Listed at $295,000 (about $197/sqft), 178 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $290 monthly.
Brand new deck, brand new driveway and 2025 AC. Rarely available, priced right, and full of opportunity—smart buyers will recognize this one immediately. This 3-bedroom, 2.5-bath townhouse offers a spacious, functional 1,500 sq ft layout that lives comfortably for both everyday living and entertaining. The main living area is anchored by a wood-burning fireplace, adding warmth and character you don’t often find, while the kitchen features granite countertops and flows seamlessly into the living and dining space. Upstairs, the primary suite includes an updated en-suite bathroom, creating a private retreat. Two additional bedrooms provide flexibility for guests, a home office, or whatever comes next. Positioned in a highly desirable Palm Harbor location near top-rated schools, parks, shopping, dining, and the Gulf beaches, this is a smart opportunity to get into a neighborhood where availability is limited. Residents also enjoy access to a community pool, adding to the overall lifestyle appeal. This is the kind of property buyers wait for—and the ones who move quickly are the ones who get it.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
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Sample: 66 closed townhouse or villa sales in 34684 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$295,000
$197 per sq ft
Beds and baths
3 beds, 3 baths
Size
1,500 sq ft
Time on market
178 days
Year built
1990
Monthly payment
About $2,325/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,182 annual tax bill, insurance, and the $290/mo HOA fee.
HOA fee
$290/mo
Managed by Nancy.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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