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Overview

3 bd2 ba1,837 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2024
Lot9,999 sqft
Living area1,837 sqft
Price / sqft$187
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Open FloorplanSplit BedroomStone CountersThermostatLightingShade Shutter(s)SidewalkStreet Lights

1040 Sherwin St is a 2024-built home in Port Charlotte Sec 029, Port Charlotte. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,837 square feet of living space. Listed at $344,000 (about $187/sqft), 148 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Virtually Staged. Welcome to a stunning and pristine 2024 built home offering the perfect blend of modern design, comfort, and Florida lifestyle. Why wait months to build when this move-in-ready gem is available now? Step inside to a bright, open-concept split floor plan designed for effortless living and entertaining. The chef-inspired kitchen showcases sleek granite countertops, stainless steel appliances, and a spacious dining area that flows beautifully into the expansive great room. Elegant plank flooring paired with plush carpeting adds both sophistication and comfort throughout. Retreat to the luxurious primary suite, featuring an impressively oversized walk-in closet and a spa-like bathroom complete with dual granite vanities and a walk-in shower. Guest bedrooms include generous built-in closets, while the additional flex room provides endless possibilities—perfect for a home office, media room, or play space. Sliding glass doors open to the backyard, creating seamless indoor-outdoor living in a peaceful, quiet setting. For those seeking even more space or investment potential, the adjacent lot is also available for purchase. Only minutes away to the popular Gulf beaches, restaurants, shopping, top-rated schools, medical centers, and entertainment venues. This home delivers convenience, lifestyle, and value all in one. Call today for your private showing!

The essentials

Built
2024
Price / sqft
$187
On market
148 days
Annual tax
$4,450
Flood zone
X500 · Low risk
Lot
9,999 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
2 car garage
Driveway
9,999 sqft lot
Lot size
1,837 sqft
Living area

Payment

Est. monthly payment
$2,337/mo
Down payment (20%)
$68,800
Property taxes
$371/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
9,999 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
Driveway, Garage Door Opener
Days on Market
148
Open Floorplan
Split Bedroom
Stone Counters
Thermostat
Lighting
Shade Shutter(s)
Sidewalk
Street Lights
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Water Filtration System
Water Softener
Elementary
Liberty Elementary
Middle
Murdock Middle
High
Port Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X500
Annual Tax (2025)
$4,450
Parcel #
402110203004

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Port Charlotte Sec 029
County
Charlotte
MLS Area
33953 - Port Charlotte
Lot Size
9,999 sqft

Price history

Date
Event
Price
10/7/2026
Price change
Source: Stellar MLS #C7525180
$344,000-0.3%
$187/sqft
-
Price change
Source: Stellar MLS #C7525180
$345,000-0.9%
$188/sqft
5/15/2026
Listed for sale
Source: Stellar MLS #C7525180
$348,000
$189/sqft

Neighborhood

1040 Sherwin St
Port Charlotte, FL, 33953 · 33953 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $344,000
$330,000 – $344,000
96.1% – 100% of listTops out right at the list price
80% of listList price
128 of the last 254 home closings in 33953 landed at this number or higher (50%). The median one sat 58 days before it went under contract, and this one is on day 148 after a $4,000 cut.

Sample: 254 closed home sales in 33953 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,337/mo
Principal & interest$1,794
Property taxes$371
Insurance$172
Down payment20% · $68,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$344,000

$187 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,837 sq ft

Time on market

148 days

Year built

2024

Monthly payment

About $2,337/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,450 annual tax bill, insurance.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER SUNSTAR REALTYListing agent: Cynthia PenningtonListing data from Stellar MLS, MLS# C7525180.

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