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Overview

4 bd3 ba2,438 sqft3 car garageSingle Family
TypeSingle Family
HOA$205/yr
Built2021
Lot9,599 sqft
Living area2,438 sqft
Price / sqft$185
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsOpen FloorplanPrimary Bedroom Main FloorSplit BedroomVaulted Ceiling(s)Walk-in Closet(s)Sprinkler Metered

2423 Malaya CT is a 2021-built home in Punta Gorda Isles Sec 23, Punta Gorda. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,438 square feet of living space. Listed at $449,900 (about $185/sqft), 86 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $205 annually.

From the listing

Why wait to build? This beautifully maintained 2021 home offers the space, privacy, and modern design buyers want—without the wait. With 4 bedrooms, 3 full baths, a dedicated den, and a 3-car garage, there's room for everyone. The open-concept floor plan is filled with natural light, while the spacious kitchen features abundant cabinetry, generous counter space, and overlooks the main living area, making it ideal for everyday living and entertaining. The split-bedroom layout includes a spacious primary suite plus a private guest suite with its own full bath—perfect for visitors or multigenerational living. The den provides flexible space for a home office, hobby room, or media room. Step outside to a screened lanai overlooking your fenced backyard with no homes directly behind you, creating a peaceful setting to relax and enjoy Florida's year-round sunshine. Located in sought-after Deep Creek, just minutes from golf, shopping, dining, I-75, Punta Gorda, and Port Charlotte.

The essentials

Built
2021
Price / sqft
$185
On market
170 days
Annual tax
$5,850
HOA
$205/yr
Flood zone
X · Low risk
Lot
9,599 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
3 car garage
9,599 sqft lot
Lot size
2,438 sqft
Living area

Payment

Est. monthly payment
$3,076/mo
Down payment (20%)
$89,980
Property taxes
$487/mo
HOA
$205/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
9,599 sqft
Cooling
Central Air, Attic Fan
Heating
Electric
Parking
-
Days on Market
170
Ceiling Fans(s)
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Vaulted Ceiling(s)
Walk-in Closet(s)
Sprinkler Metered
Street Lights
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Deep Creek Elementary
Middle
Punta Gorda Middle
High
Port Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$5,850
Parcel #
402316376001

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Punta Gorda Isles Sec 23
County
Charlotte
MLS Area
33983 - Punta Gorda
Lot Size
9,599 sqft
Landscaped
HOA
$205/yr
Deep Creek Sec 23

Price history

Date
Event
Price
7/24/2026
Price change
Source: Stellar MLS #C7525323
$449,900-2.2%
$185/sqft
-
Price change
Source: Stellar MLS #C7525323
$459,900-1.9%
$189/sqft
4/22/2026
Listed for sale
Source: Stellar MLS #C7525323
$469,000
$192/sqft

Neighborhood

2423 Malaya CT
Punta Gorda, FL, 33983 · 33983 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $449,900
$437,500 – $449,900
97.1% – 100% of listTops out right at the list price
80% of listList price
91 of the last 180 home closings in 33983 landed at this number or higher (51%). The median one sat 47 days before it went under contract, and this one is on day 170 after a $19,100 cut.

Sample: 180 closed home sales in 33983 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,076/mo
Principal & interest$2,346
Property taxes$487
Insurance$225
HOA$17
Down payment20% · $89,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$449,900

$185 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,438 sq ft

Time on market

170 days

Year built

2021

Monthly payment

About $3,076/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,850 annual tax bill, insurance, and the $205/yr HOA fee.

HOA fee

$205/yr

Managed by Deep Creek Sec 23.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: Rob NusbaumListing data from Stellar MLS, MLS# C7525323.

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