1020 Via Formia, photo 1
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Overview

3 bd2 ba2,235 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2001
Lot9,599 sqft
Living area2,235 sqft
Price / sqft$402
Garage2 car

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About this home

Built-in FeaturesCeiling Fans(s)Coffered Ceiling(s)Crown MoldingEat-in KitchenHigh CeilingsLiving Room/Dining Room ComboOpen Floorplan

1020 Via Formia is a 2001-built home in Punta Gorda Isles Sec 08, Punta Gorda. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,235 square feet of living space. Listed at $899,000 (about $402/sqft), 141 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

As the sun begins to set over the canal, this exceptional FERO built waterfront residence transforms into a private coastal retreat designed for elegant living and unforgettable entertaining. Nestled within the powerboat section of Punta Gorda Isles, the home captures the beauty of Southwest Florida living with breathtaking water views, seamless indoor outdoor flow, and luxurious designer finishes throughout. Soaring stepped ceilings, crown molding, tile flooring, and expansive zero edge pocket sliders create an atmosphere that feels both grand and inviting, while natural light pours into every thoughtfully designed space. At the center of the home, the gourmet kitchen serves as both a showpiece and gathering place, anchored by a dramatic 5x9 single slab quartz island and surrounded by upgraded custom cabinetry and a suite of top tier appliances including an Italian oven, smart refrigerator, drawer microwave, wine cooler, and farmhouse sinks in both the kitchen and laundry room. A panoramic bay window frames tranquil canal views, bringing the outdoors into everyday living and dining spaces designed for effortless entertaining and relaxed waterfront living. Privately tucked away, the primary suite offers a serene escape with direct access to the lanai, expansive walk in closet with custom built ins, and a spa inspired ensuite featuring dual vanities, a jacuzzi soaking tub, and an oversized walk in shower with pocket sliders to the laundry room from the closet. Two guest bedrooms provide inviting accommodations for family and visitors, each thoughtfully designed to reflect the home’s refined yet comfortable atmosphere. Outside, the expansive lanai becomes the true heart of the home as glowing sunset skies reflect across the water and create an unforgettable backdrop for evenings spent poolside. The outdoor living area features a sparkling pool, an outdoor kitchen with upgraded grill and refrigerator, and panoramic unobstructed canal views that elevate every moment. Boating enthusiasts will appreciate the 30 foot concrete dock and 10,000 pound boat lift with new motors and cables, offering quick access to Charlotte Harbor and an easy ten minute cruise to Fisherman’s Village. Complete with updated lighting, a 2023 roof, and pristine move in ready condition, this extraordinary residence embodies sophisticated waterfront living at its finest.

The essentials

Built
2001
Price / sqft
$402
On market
141 days
Annual tax
$12,882
Flood zone
AE
Lot
9,599 sqft
Type
Single Family Residence

At a glance

Single family
Built 2001
Waterfront
Canal - Saltwater
Private pool
Heated
2 car garage
9,599 sqft lot
Lot size

Payment

Est. monthly payment
$6,212/mo
Down payment (20%)
$179,800
Property taxes
$1,074/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2001
Lot
9,599 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Gunite, Heated, In Ground, Screen Enclosure
Waterfront
Canal - Saltwater
Days on Market
141
Built-in Features
Ceiling Fans(s)
Coffered Ceiling(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Hurricane Shutters
Lighting
Outdoor Grill
Private Mailbox
Rain Gutters
Deed Restrictions
Cooktop
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Range Hood
Refrigerator
Washer
Wine Refrigerator
Elementary
Sallie Jones Elementary
Middle
Punta Gorda Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$12,882
Parcel #
412212451002

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Punta Gorda Isles Sec 08
County
Charlotte
MLS Area
33950 - Punta Gorda
Lot Size
9,599 sqft
City LimitsLandscapedStreet Dead-EndPaved

Price history

Date
Event
Price
8/13/2026
Price change
Source: Stellar MLS #C7526465
$899,000-2.8%
$402/sqft
-
Price change
Source: Stellar MLS #C7526465
$925,000-2.6%
$414/sqft
5/22/2026
Listed for sale
Source: Stellar MLS #C7526465
$950,000
$425/sqft

Neighborhood

1020 Via Formia
Punta Gorda, FL, 33950 · 33950 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $899,000
$870,000 – $899,000
96.9% – 100% of listTops out right at the list price
80% of listList price
138 of the last 275 home closings in 33950 landed at this number or higher (50%). The median one sat 68 days before it went under contract, and this one is on day 141 after a $51,000 cut.

Sample: 275 closed home sales in 33950 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$6,212/mo
Principal & interest$4,689
Property taxes$1,074
Insurance$450
Down payment20% · $179,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$899,000

$402 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,235 sq ft

Time on market

141 days

Year built

2001

Monthly payment

About $6,212/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $12,882 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX HARBOR REALTYListing agent: Bobbi BevisListing data from Stellar MLS, MLS# C7526465.

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