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Overview

3 bd2 ba2,200 sqftManufactured Home
TypeManufactured Home
HOANone listed
Built1989
Lot24,310 sqft
Living area2,200 sqft
Price / sqft$118

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanWindow TreatmentsDog RunPrivate MailboxPrivate YardRain GuttersStorage

5522 Swaying Palm is a 1989-built home in Charlotte Highlands, Punta Gorda. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,200 square feet of living space. Listed at $259,000 (about $118/sqft), 106 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Recently remodeled 3/2 on half an acre of land. 2200 sqft of living space. Every bedroom is large in size. Bonus room can be used as on office, playroom, or made into a mother-in-law room. Tucked far back from the road for quiet and privacy. Fenced in dog run with large shade trees. 2 car carport. Plenty of space for boats, RVs, etc. This house shows well. NOT IN A FLOOD ZONE. NO HOA. Make sure to check this out before making a buying decision. Call with any questions and for a showing today.

The essentials

Built
1989
Price / sqft
$118
On market
129 days
Annual tax
$1,745
Flood zone
X · Low risk
Lot
24,310 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 1989
0.55 acres
Lot size
2,200 sqft
Living area

Payment

Est. monthly payment
$1,626/mo
Down payment (20%)
$51,800
Property taxes
$145/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
1989
Lot
24,310 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
129
Ceiling Fans(s)
Open Floorplan
Window Treatments
Dog Run
Private Mailbox
Private Yard
Rain Gutters
Storage
Convection Oven
Dishwasher
Dryer
Range
Refrigerator
Washer
Elementary
East Elementary
Middle
Punta Gorda Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$1,745
Parcel #
402431201001

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Charlotte Highlands
County
Charlotte
MLS Area
33982 - Punta Gorda
Lot Size
24,310 sqft

Price history

Date
Event
Price
6/2/2026
Listed for sale
Source: Stellar MLS #C7526846
$259,000
$118/sqft

Neighborhood

5522 Swaying Palm
Punta Gorda, FL, 33982 · 33982 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $259,000
$252,500 – $259,000
97.4% – 100% of listTops out right at the list price
80% of listList price
69 of the last 137 home closings in 33982 landed at this number or higher (50%). The median one sat 47 days before it went under contract, and this one is on day 129.

Sample: 137 closed home sales in 33982 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,626/mo
Principal & interest$1,351
Property taxes$145
Insurance$130
Down payment20% · $51,800
Interest rate6.80%
Loan term

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Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$259,000

$118 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,200 sq ft

Time on market

129 days

Year built

1989

Monthly payment

About $1,626/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,745 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKW PEACE RIVER PARTNERSListing agent: Shayna CunninghamListing data from Stellar MLS, MLS# C7526846.

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