4000 Bal Harbor Blvd #223, photo 1
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Overview

2 bd2 ba1,110 sqftCondominium
TypeCondominium
HOA$563/mo
Built1989
Lot1,164 sqft
Living area1,110 sqft
Price / sqft$225

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit BedroomStone CountersThermostat

4000 Bal Harbor Blvd #223 is a 1989-built home in Spinnaker Point Ph 02 Bldg 02, Punta Gorda. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,110 square feet of living space. Listed at $250,000 (about $225/sqft), 127 days on market. Flood zone 9AE - confirm flood insurance requirements with your lender. HOA runs $563 monthly.

From the listing

Spinnaker Point is one of the most sought after condominium developments in the boating and golf community of Punta Gorda Isles. As a pristinely maintained and well managed development, Spinnaker Point offers the homeowner a very affordable way to enjoy the active Florida lifestyle you’ve always envisioned for yourself. Within this waterfront community is a meticulously maintained, turn-key, condominium that shows a welcoming pride of ownership once you enter through the front door. Soaring ceilings reaching almost 12.5 ft. in height are captivating and enhance the open living area. A spacious kitchen, large enough to host events for your friends has been updated, featuring shaker style wood cabinetry that is complimented by the clean lines of rich granite counters, stainless steel appliances and matching hardware. Subtle architectural details to display your decorative accessory pieces further enhance this culinary focal point of the home. A breakfast bar transitions to the dining and living room area providing space to display your favorite culinary dishes, or just to enjoy simple casual dining. The living room is deceptively spacious and is further enhanced by sliding glass doors that open to a screened in covered lanai that overlooks the tranquil canal waters and dockage below. The bedroom suites offer a peaceful ambiance of their own with the primary bedroom featuring an en suite bath with updates and a walk-in closet. A friendly community offering a heated pool, tennis court and dock space for your boat on a first come first serve basis with the HOA fee including water and trash. Envision yourself boating from your own backyard to the expansive waters of Charlotte Harbor and the gulf islands beyond. Within a short drive to golf, a host of area waterfront parks and trails, downtown shops, restaurants, year-round farmer’s markets and the famed Fisherman’s Village, you couldn’t ask for a more affordable way to enjoy all the Florida lifestyle has to offer whether as a winter getaway, or to enjoy year-round. Turn-key, excluding some personal items, this is a piece of paradise you’ll be proud to call “Home.”

The essentials

Built
1989
Price / sqft
$225
On market
127 days
Annual tax
$2,306
HOA
$563/mo
Flood zone
9AE
Lot
1,164 sqft
Type
Condominium

At a glance

Condo
Built 1989
Waterfront
Canal - Saltwater
Community pool
Shared amenity
1,110 sqft
Living area

Payment

Est. monthly payment
$2,184/mo
Down payment (20%)
$50,000
Property taxes
$192/mo
HOA
$563/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1989
Lot
1,164 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Waterfront
Canal - Saltwater
Days on Market
127
Ceiling Fans(s)
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Rain Gutters
Sliding Doors
Buyer Approval Required
Deed Restrictions
Pool
Tennis Court(s)
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Middle
Punta Gorda Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone 9AE
Annual Tax (2025)
$2,306
Parcel #
412224726017

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Spinnaker Point Ph 02 Bldg 02
County
Charlotte
MLS Area
33950 - Punta Gorda
Lot Size
1,164 sqft
HOA
$563/mo
Real Manage

Price history

Date
Event
Price
6/5/2026
Listed for sale
Source: Stellar MLS #C7526925
$250,000
$225/sqft

Neighborhood

4000 Bal Harbor Blvd #223
Punta Gorda, FL, 33950 · 33950 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $250,000
$242,500 – $250,000
96.7% – 100% of listTops out right at the list price
80% of listList price
46 of the last 91 condo closings in 33950 landed at this number or higher (51%). The median one sat 72 days before it went under contract, and this one is on day 127.

Sample: 91 closed condo sales in 33950 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,184/mo
Principal & interest$1,304
Property taxes$192
Insurance$125
HOA$563
Down payment20% · $50,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$250,000

$225 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,110 sq ft

Time on market

127 days

Year built

1989

Monthly payment

About $2,184/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,306 annual tax bill, insurance, and the $563/mo HOA fee.

HOA fee

$563/mo

Managed by Real Manage.

Flood zone

Zone 9AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byRE/MAX HARBOR REALTYListing agent: Gary CardilloListing data from Stellar MLS, MLS# C7526925.

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