19355 Water Oak Dr #303, photo 1
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Overview

2 bd2 ba1,024 sqftCondominium
TypeCondominium
HOA$1,364/qtr
Built2004
Living area1,024 sqft
Price / sqft$166

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboPrimary Bedroom Main FloorSolid Surface CountersWalk-in Closet(s)Buyer Approval RequiredClubhouse

19355 Water Oak Dr #303 is a 2004-built home in Waterside Club 02 At Heritage, Port Charlotte. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,024 square feet of living space. Listed at $170,000 (about $166/sqft), 119 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,364 quarterly.

From the listing

TOP-FLOOR LAKEVIEW CONDO IN WATERSIDE II AT HERITAGE OAK PARK Enjoy peaceful lakefront living in this beautifully updated 2 bedroom, 2 bathroom third-floor condo located in the sought-after Waterside II section of Heritage Oak Park. Offering serene water views, luxury vinyl flooring throughout, and an open-concept design, this move-in-ready residence combines comfort, style, and low-maintenance living. Bright living spaces, modern finishes, and a screened lanai overlooking the lake create the perfect setting for relaxing or entertaining while enjoying Southwest Florida's year-round sunshine. INTERIOR FEATURES • Third-floor condo with beautiful lake views • 2 bedrooms, 2 bathrooms • Luxury vinyl flooring throughout • Open-concept living and dining area • Abundant natural light throughout • Spacious layout designed for everyday living and entertaining • Sliding glass doors leading to the screened lanai KITCHEN FEATURES • Stainless steel appliances • Quartz countertops • Eat-in kitchen with dinette area • Breakfast bar seating • Closet pantry for additional storage • Ample cabinet and counter space • Functional layout overlooking the main living areas PRIMARY SUITE • Spacious primary bedroom with lake views • Large walk-in closet • Private en-suite bathroom • Dual sink vanity • Walk-in shower • Comfortable and private retreat GUEST ACCOMMODATIONS • Spacious guest bedroom • Built-in closet • Nearby full guest bathroom • Ideal setup for family and visitors EXTERIOR FEATURES • Screened lanai overlooking the lake • Peaceful park-like setting • Beautiful water views • Perfect space for morning coffee or evening relaxation • Maintenance-free condominium living HERITAGE OAK PARK COMMUNITY AMENITIES • Gated community • Clubhouse with community activities and events • Heated community pool • Fitness center • Tennis courts • Shuffleboard courts • Scenic walking paths • Beautifully landscaped grounds • Active social atmosphere LOCATION HIGHLIGHTS • Located in the desirable Heritage Oak Park community • Close to shopping, restaurants, and entertainment • Convenient access to medical facilities and everyday services • Near golf courses, parks, and recreational opportunities • Short drive to Charlotte Harbor boating and fishing • Easy access to Southwest Florida's Gulf beaches Whether you're searching for a seasonal retreat, investment property, or full-time residence, this beautifully updated lakeview condo offers the perfect combination of comfort, convenience, and resort-style community living in one of Port Charlotte's most desirable gated communities.

The essentials

Built
2004
Price / sqft
$166
On market
130 days
Annual tax
$4,238
HOA
$1,364/qtr
Flood zone
X · Low risk
Type
Condominium

At a glance

Condo
3 stories · 2004
Water views
Trees/Woods
Community pool
Shared amenity
Assigned parking
1,024 sqft
Living area

Payment

Est. monthly payment
$1,780/mo
Down payment (20%)
$34,000
Property taxes
$353/mo
HOA
$1,364/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2004
Lot
-
Cooling
Central Air
Heating
Central, Electric
Parking
Assigned, Covered
Days on Market
130
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Solid Surface Counters
Walk-in Closet(s)
Buyer Approval Required
Clubhouse
Deed Restrictions
Gated Community - No Guard
Pool
Tennis Court(s)
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$4,238
Parcel #
402208602078

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Waterside Club 02 At Heritage
County
Charlotte
MLS Area
33948 - Port Charlotte
Lot Size
-
In CountyLandscapedPaved
HOA
$1,364/qtr
Waterside Club II At Heritage Oak Park

Price history

Date
Event
Price
9/18/2026
Price change
Source: Stellar MLS #C7526935
$170,000-5.6%
$166/sqft
-
Price change
Source: Stellar MLS #C7526935
$180,000-5.3%
$176/sqft
6/1/2026
Listed for sale
Source: Stellar MLS #C7526935
$190,000
$186/sqft

Neighborhood

19355 Water Oak Dr #303
Port Charlotte, FL, 33948 · 33948 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $170,000
$162,500 – $170,000
96.1% – 100% of listTops out right at the list price
80% of listList price
11 of the last 20 condo closings in Port Charlotte landed at this number or higher (55%). The median one sat 50 days before it went under contract, and this one is on day 130 after a $20,000 cut.

Sample: 20 closed condo sales in Port Charlotte over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A small sample in a thin market. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,779/mo
Principal & interest$887
Property taxes$353
Insurance$85
HOA$455
Down payment20% · $34,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$170,000

$166 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,024 sq ft

Time on market

130 days

Year built

2004

Monthly payment

About $1,780/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,238 annual tax bill, insurance, and the $1,364/qtr HOA fee.

HOA fee

$1,364/qtr

Managed by Waterside Club II At Heritage Oak Park.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKW PEACE RIVER PARTNERSListing agent: Nicholas GrethListing data from Stellar MLS, MLS# C7526935.

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