3221 White Ibis CT #C1, photo 1
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Overview

2 bd1 ba826 sqftCondominium
TypeCondominium
HOA$420/mo
Built1987
Living area826 sqft
Price / sqft$229

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Living Room/Dining Room ComboOpen FloorplanOutdoor GrillOutdoor ShowerRain GuttersCommunity MailboxPoolDishwasher

3221 White Ibis CT #C1 is a 1987-built home in Lyme Terrace Ph 03, Punta Gorda. Inside you'll find 2 bedrooms, 1 bathrooms, and 826 square feet of living space. Listed at $189,000 (about $229/sqft), 79 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $420 monthly.

From the listing

Short Sale. WATERFRONT| DEEDED DOCK|TURNKEY|HAS CONSISTANT SEASONAL RENTAL HISTORY| GROUND FLOOR| WATERFRONT POOL. Your first waterfront property in Florida should be exactly this. Ground floor. Turnkey. Your own deeded dock, with no bridges between you and Charlotte Harbor, and potential to add a boat lift. Arrive with a duffel and a paddleboard instead of a moving truck. Inside, ceramic plank tile throughout, an updated kitchen with stainless Maytag appliances, and in-unit laundry. Cat 5 impact windows and true lock-and-leave simplicity mean you can work remote from the screened lanai, then close the door and disappear for a month. Rent it out while you are gone. Pool next door, assigned parking at your door, and minutes to historic downtown, Fishermen's Village, Bal Harbor dining, waterfront parks, and Punta Gorda Airport. Pet-friendly, one medium dog permitted. Real waterfront, with a dock, at $189,000. Potential short sale, subject to third-party lender approval. Get in before everyone figures out what this is worth.

The essentials

Built
1987
Price / sqft
$229
On market
120 days
Annual tax
$3,584
HOA
$420/mo
Flood zone
AE
Type
Condominium

At a glance

Condo
Built 1987
Waterfront
Canal - Brackish
Community pool
Shared amenity
826 sqft
Living area

Payment

Est. monthly payment
$1,799/mo
Down payment (20%)
$37,800
Property taxes
$299/mo
HOA
$420/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1987
Lot
-
Cooling
Central Air, Humidity Control
Heating
Heat Pump
Parking
-
Waterfront
Canal - Brackish, Canal - Saltwater, Canal Front
Days on Market
120
Living Room/Dining Room Combo
Open Floorplan
Outdoor Grill
Outdoor Shower
Rain Gutters
Community Mailbox
Pool
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer
Elementary
Sallie Jones Elementary
Middle
Punta Gorda Middle
High
Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone AE
Annual Tax (2025)
$3,584
Parcel #
412213802011

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lyme Terrace Ph 03
County
Charlotte
MLS Area
33950 - Punta Gorda
LandscapedPaved
HOA
$420/mo
GF Business Services

Price history

Date
Event
Price
7/30/2026
Price change
Source: Stellar MLS #C7527317
$189,000-10.0%
$229/sqft
-
Price change
Source: Stellar MLS #C7527317
$210,000-6.7%
$254/sqft
6/12/2026
Listed for sale
Source: Stellar MLS #C7527317
$225,000
$272/sqft

Neighborhood

3221 White Ibis CT #C1
Punta Gorda, FL, 33950 · 33950 - Punta Gorda

Market insights

Offer Insights

Choose an offer strength

List price: $189,000
$182,500 – $189,000
96.7% – 100% of listTops out right at the list price
80% of listList price
46 of the last 91 condo closings in 33950 landed at this number or higher (51%). The median one sat 72 days before it went under contract, and this one is on day 120 after a $36,000 cut.

Sample: 91 closed condo sales in 33950 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,799/mo
Principal & interest$986
Property taxes$299
Insurance$95
HOA$420
Down payment20% · $37,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$189,000

$229 per sq ft

Beds and baths

2 beds, 1 baths

Size

826 sq ft

Time on market

120 days

Year built

1987

Monthly payment

About $1,799/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,584 annual tax bill, insurance, and the $420/mo HOA fee.

HOA fee

$420/mo

Managed by GF Business Services.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX HARBOR REALTYListing agent: Barbara Mills-SchuchardtListing data from Stellar MLS, MLS# C7527317.

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