28208 Santa Monica CT, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot8,305 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

28208 Santa Monica CT is a home in Hrbr Heights, Punta Gorda. Flood zone 8AE - confirm flood insurance requirements with your lender.

From the listing

DIRECT GULF ACCESS WATERFRONT PARADISE! A truly rare opportunity to own a private slice of Southwest Florida paradise. Boasting 88 feet of saltwater waterfrontage with direct, bridge-free access to the Gulf of Mexico, this exceptional property offers the ultimate Florida lifestyle for boaters, anglers, and waterfront enthusiasts alike. Cruise from your backyard to some of Punta Gorda’s most popular destinations, including Fishermen’s Village, Laishley Park, waterfront dining, boutique shopping, and year-round live entertainment. PROPERTY HIGHLIGHTS • 88 feet of saltwater waterfront frontage • Direct access to the Gulf of Mexico • Boating and fishing from your backyard • No bridges to open water • Minutes to Fishermen’s Village • Convenient access to Laishley Park • Close to waterfront dining and entertainment • Near shopping, boutiques, and local attractions • Exceptional waterfront location A MUST-SEE WATERFRONT OPPORTUNITY!

The essentials

On market
116 days
Annual tax
$95
Flood zone
8AE
Lot
8,305 sqft
Type
Land

At a glance

Land
Waterfront
Bay/Harbor
8,305 sqft lot
Lot size

Payment

Est. monthly payment
$294/mo
Down payment (20%)
$10,000
Property taxes
$8/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
8,305 sqft
Cooling
-
Heating
-
Parking
-
Waterfront
Bay/Harbor
Days on Market
116
Flood Zone 8AE
Annual Tax (2025)
$95
Parcel #
402311130006

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hrbr Heights
County
Charlotte
MLS Area
33983 - Punta Gorda
Lot Size
8,305 sqft
BuildableIn CountyUnpavedWetlands

Price history

Date
Event
Price
6/21/2026
Listed for sale
Source: Stellar MLS #C7527656
$50,000

Neighborhood

28208 Santa Monica CT
Punta Gorda, FL, 33983 · 33983 - Punta Gorda

Calculator

Est. monthly payment
$294/mo
Principal & interest$261
Property taxes$8
Insurance$25
Down payment20% · $10,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$50,000

Time on market

116 days

Monthly payment

About $294/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $95 annual tax bill, insurance.

Flood zone

Zone 8AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byKW PEACE RIVER PARTNERSListing agent: Matthew PattersonListing data from Stellar MLS, MLS# C7527656.

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