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About this home
19355 Water Oak Dr #101 is a 2004-built home in Heritage Oak Park/Waterside Club 02 At Heritage, Port Charlotte. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,293 square feet of living space. Listed at $219,900 (about $170/sqft), 66 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
This rare lakefront 3-bedroom, 2-bath condo in the sought-after Heritage Oak Park is a true gem! Located on the first floor, it offers a stunning lake view and features only six units per floor, giving it larger room sizes than most. The open, light-filled floor plan includes a kitchen that flows into the great room and split bedrooms for added privacy. Highlights include raised panel cabinets in the kitchen and baths, Pergo Max laminate flooring throughout except for tile in wet areas and the lanai, an upgraded appliance package, laundry closet with stackable washer/dryer, window treatments, ceiling fans with lights, wallpaper accents, an upgraded kitchen sink and faucet, and a storm door for extra light. Recent updates include a new A/C and heat system in 2021, a water heater in 2025, and replaced carports and shingle roof in 2023. The condo is move-in ready and comes with a detached 1-car carport right out front. Gas grills are available for residents, and it’s just a short walk to the clubhouse and heated pool. Community perks include gated access, a fitness room, library, billiards, shuffleboard, horseshoes, tennis, bocce ball, pickleball, and a walking path around the large lake. With an on-site activities director, Heritage Oak Park offers a lively lifestyle surrounded by beautiful oak trees, all within walking distance of the YMCA, Publix, and the Charlotte County Library, and just a short drive to restaurants and shopping.
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Sample: 20 closed condo sales in Port Charlotte over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A small sample in a thin market. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$219,900
$170 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,293 sq ft
Time on market
81 days
Year built
2004
Monthly payment
About $1,726/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,629 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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