19355 Water Oak Dr #101, photo 1
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Overview

3 bd2 ba1,293 sqftCondominium
TypeCondominium
HOANone listed
Built2004
Living area1,293 sqft
Price / sqft$170

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About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSplit BedroomWalk-in Closet(s)Window Treatments

19355 Water Oak Dr #101 is a 2004-built home in Heritage Oak Park/Waterside Club 02 At Heritage, Port Charlotte. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,293 square feet of living space. Listed at $219,900 (about $170/sqft), 66 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

This rare lakefront 3-bedroom, 2-bath condo in the sought-after Heritage Oak Park is a true gem! Located on the first floor, it offers a stunning lake view and features only six units per floor, giving it larger room sizes than most. The open, light-filled floor plan includes a kitchen that flows into the great room and split bedrooms for added privacy. Highlights include raised panel cabinets in the kitchen and baths, Pergo Max laminate flooring throughout except for tile in wet areas and the lanai, an upgraded appliance package, laundry closet with stackable washer/dryer, window treatments, ceiling fans with lights, wallpaper accents, an upgraded kitchen sink and faucet, and a storm door for extra light. Recent updates include a new A/C and heat system in 2021, a water heater in 2025, and replaced carports and shingle roof in 2023. The condo is move-in ready and comes with a detached 1-car carport right out front. Gas grills are available for residents, and it’s just a short walk to the clubhouse and heated pool. Community perks include gated access, a fitness room, library, billiards, shuffleboard, horseshoes, tennis, bocce ball, pickleball, and a walking path around the large lake. With an on-site activities director, Heritage Oak Park offers a lively lifestyle surrounded by beautiful oak trees, all within walking distance of the YMCA, Publix, and the Charlotte County Library, and just a short drive to restaurants and shopping.

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The essentials

Built
2004
Price / sqft
$170
On market
81 days
Annual tax
$5,629
Flood zone
X · Low risk
Type
Condominium

At a glance

Condo
3 stories · 2004
Water views
Water
Community pool
Fitness center too
Assigned parking
1,293 sqft
Living area

Payment

Est. monthly payment
$1,726/mo
Down payment (20%)
$43,980
Property taxes
$469/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2004
Lot
-
Cooling
Central Air
Heating
Central, Electric
Parking
Assigned, Guest
Days on Market
81
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Walk-in Closet(s)
Window Treatments
Rain Gutters
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Fitness Center
Gated Community - No Guard
Golf Carts OK
Pool
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Ice Maker
Microwave
Range
Refrigerator
Washer
Elementary
Liberty Elementary
Middle
Murdock Middle
High
Port Charlotte High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$5,629
Parcel #
402208602090

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Heritage Oak Park/Waterside Club 02 At Heritage
County
Charlotte
MLS Area
33948 - Port Charlotte
In CountyLandscapedPaved

Price history

Date
Event
Price
7/20/2026
Listed for sale
Source: Stellar MLS #C7528611
$219,900
$170/sqft

Neighborhood

19355 Water Oak Dr #101
Port Charlotte, FL, 33948 · 33948 - Port Charlotte

Market insights

Offer Insights

Choose an offer strength

List price: $219,900
$212,500 – $219,900
96.1% – 100% of listTops out right at the list price
80% of listList price
11 of the last 20 condo closings in Port Charlotte landed at this number or higher (55%). The median one sat 50 days before it went under contract, and this one is on day 81.

Sample: 20 closed condo sales in Port Charlotte over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A small sample in a thin market. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,726/mo
Principal & interest$1,147
Property taxes$469
Insurance$110
Down payment20% · $43,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$219,900

$170 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,293 sq ft

Time on market

81 days

Year built

2004

Monthly payment

About $1,726/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,629 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byCOLDWELL BANKER SUNSTAR REALTYListing agent: Barb Mc HenryListing data from Stellar MLS, MLS# C7528611.

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